US 12,592,768 B2Granted

System and method for detecting and preventing malfeasant activity via use of satellite communications

AssigneeBank of America Corporation

InventorSiten Sanghvi

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Abstract

Systems, computer program products, and methods are described herein for detecting and preventing malfeasant activity via use of satellite communications. The method includes receiving a transfer request relating to a transfer to be completed associated with a user. The method also includes receiving transfer device data packet(s) from an end-point device via a satellite network. The transfer device data packet(s) includes device information associated with the end-point device. The method further includes determining a malfeasance value based on a comparison of the transfer request and the transfer device data packet(s). The malfeasance value corresponds to a likelihood of a malfeasant activity relating to the transfer request. The method still further includes causing an execution of an elevated action in an instance in which the malfeasance value is equal to or above a malfeasance threshold. The elevated action is an action in which the transfer is delayed or cancelled.

Claims20

Dependent claims

A system for detecting and preventing malfeasant activity via use of satellite communications, the system comprising:

at least one non-transitory storage device containing instructions;
and
at least one processing device coupled to the at least one non-transitory storage device, wherein the at least one processing device, upon execution of the instructions, is configured to:
receive a transfer request relating to a transfer to be completed associated with a user;
receive one or more transfer device data packets from an end-point device associated with the user via a satellite network, wherein the one or more transfer device data packets comprises device information associated with the end-point device, wherein the device information comprises a plurality of device identifiers associated with the user;
determine a malfeasance value based on a comparison of the transfer request and the one or more transfer device data packets, wherein the plurality of device identifiers are compared to a device identifier of the transfer request, and wherein the malfeasance value corresponds to a likelihood of a malfeasant activity relating to the transfer request based on a failure to match the device identifier of the transfer request to the plurality of device identifiers;
and
in an instance in which the malfeasance value is equal to or above a malfeasance threshold, cause an execution of an elevated action, wherein the elevated action is an action in which the transfer is delayed or cancelled.

5 more elements

A computer program product for detecting and preventing malfeasant activity via use of satellite communications, the computer program product comprising at least one non-transitory computer-readable medium having computer-readable program code portions embodied therein, the computer-readable program code portions comprising:

an executable portion configured to receive a transfer request relating to a transfer to be completed associated with a user;
an executable portion configured to receive one or more transfer device data packets from an end-point device associated with the user via a satellite network, wherein the one or more transfer device data packets comprises device information associated with the end-point device, wherein the device information comprises a plurality of device identifiers associated with the user;
an executable portion configured to determine a malfeasance value based on a comparison of the transfer request and the one or more transfer device data packets, wherein the plurality of device identifiers are compared to a device identifier of the transfer request, and wherein the malfeasance value corresponds to a likelihood of a malfeasant activity relating to the transfer request based on a failure to match the device identifier of the transfer request to the plurality of device identifiers;
and
an executable portion configured to cause an execution of an elevated action in an instance in which the malfeasance value is equal to or above a malfeasance threshold, wherein the elevated action is an action in which the transfer is delayed or cancelled.

2 more elements

A computer-implemented method for detecting and preventing malfeasant activity via use of satellite communications, the method comprising:

receiving a transfer request relating to a transfer to be completed associated with a user;
receiving one or more transfer device data packets from an end-point device associated with the user via a satellite network, wherein the one or more transfer device data packets comprises device information associated with the end-point device, wherein the device information comprises a plurality of device identifiers associated with the user;
determining a malfeasance value based on a comparison of the transfer request and the one or more transfer device data packets, wherein the plurality of device identifiers are compared to a device identifier of the transfer request, and wherein the malfeasance value corresponds to a likelihood of a malfeasant activity relating to the transfer request based on a failure to match the device identifier of the transfer request to the plurality of device identifiers;
and
causing an execution of an elevated action in an instance in which the malfeasance value is equal to or above a malfeasance threshold, wherein the elevated action is an action in which the transfer is delayed or cancelled.

2 more elements

Dependencies are inferred from the claim text.