Bifurcated processing

A computer system comprising:

• a plug-in computer;
• and
• an aggregator platform computer comprising a first processor and a first non-transitory computer-readable medium comprising a first set of code that, when executed by the first processor, causes the first processor to:
• store, in a storage device, first identifiers, which respectively identify a first plurality of users, and second identifiers in association with service identifiers, the second identifiers respectively identifying a second plurality of users,
• receive, from a user device of a first user among the first plurality of users, a service request message associated with one of the service identifiers,
• detect, by a GPS of the aggregator platform computer, one or more user devices of the second plurality of users that are located in a radius of a location of the user device of the first user,
• select the user device of a second user from the one or more user devices by matching the one of the service identifiers provided by the user device of the first user with a service identifier that is stored in the storage device in association with the second identifier of the second user,
• receive, from the user device of the first user, a remittance message comprising at least a service amount for a service rendered by the second user to the first user,
• identify that the remittance message comprises an additional amount that accompanies the service amount,
• upon identifying that the remittance message comprises the additional amount, forward, to the plug-in computer, the remittance message comprising the service amount and the additional amount,
• wherein the plug-in computer comprises a second processor and a second non-transitory computer-readable medium comprising a second set of code that, when executed by the second processor, causes the second processor to:
• identify, in the remittance message, the service amount and the additional amount,
• separate the service amount from the additional amount,
• assign a first interaction identifier to the service amount and a second interaction identifier to the additional amount, wherein the assigning the second interaction identifier to the additional amount causes a service processing computer associated with the plug-in computer to transfer, in real time, the additional amount from an account of the first user to an account of the second user, the account of the second user being associated with a user device of the second user, and
• send, to the aggregator platform computer, a service remittance message comprising the service amount and the first interaction identifier,
• wherein the first processor is further configured to:
• store, in an aggregated service amounts database, the service amount received in the service remittance message in association with a user identifier of the second user,
• accumulate, in the aggregated service amounts database over a predetermined period of time, one or more service amounts relating to one or more services associated with the user identifier of the second user, the one or more service amounts comprising the service amount, wherein the service rendered by the second user to the first user is one of the one or more services, and
• enable a transfer of at least a portion of the one or more service amounts to the account of the second user after the predetermined period of time.