Systems and methods for light detection and ranging (LIDAR) based generation of a homeowners insurance quote

A computer system configured to generate an electronic personal articles insurance quote, the system comprising one or more processors, transceivers, sensors, and/or servers configured to:

• generate light detection and ranging (LIDAR) data with one or more LIDAR cameras;
• receive the LIDAR data generated from the one or more LIDAR cameras;
• analyze the LIDAR data to determine or identify one or more personal articles or insurable assets;
• generate an electronic inventory list of personal belongings including several personal articles identified from processor analysis of (i) the LIDAR data, and (ii) one or more additional sources of data including at least one of:
• mobile device data and/or images, smart home sensor data and/or images, drone sensor data and/or images, vehicle sensor data and/or images, or smart infrastructure data and/or images;
• and
• generate an electronic personal articles insurance quote based upon the one or more personal articles or insurable assets determined or identified from the LIDAR data.

A computer system for generating an electronic personal articles insurance quote, comprising:

• one or more processors;
• and
• a non-transitory program memory coupled to the one or more processors and storing executable instructions that when executed by the one or more processors cause the computer system to:
• generate light detection and ranging (LIDAR) data with one or more LIDAR cameras;
• receive the LIDAR data generated from the one or more LIDAR cameras;
• analyze the LIDAR data to determine or identify one or more personal articles or insurable assets;
• generate an electronic inventory list of personal belongings including several personal articles identified from processor analysis of (i) the LIDAR data, and (ii) one or more additional sources of data including at least one of:
• mobile device data and/or images, smart home sensor data and/or images, drone sensor data and/or images, vehicle sensor data and/or images, or smart infrastructure data and/or images;
• and
• generate an electronic personal articles insurance quote based upon the one or more personal articles or insurable assets determined or identified from the LIDAR data.