Computer system for providing payments, incentives, and fraud protection within or across industries

A method, comprising:

• providing a network including a platform provider comprising a centralized operating environment including a combination of hardware, software, and at least one communication device configured to receive information from a plurality of enterprise networks belonging to a same industry or at least two different industries, each enterprise network configured to independently communicate information to the platform provider;
• receiving, at the platform provider, information from at least one of the plurality of enterprise networks, wherein the information comprises requested transaction information;
• identifying, based on the requested transaction information, a set of discounts that a customer is eligible for provided by at least two enterprise networks of the plurality of enterprise networks;
• generating an aggregate discount based on the set of discounts provided by the at least two enterprise networks of the plurality of enterprise networks;
• providing the customer with the aggregate discount such that a total amount of a requested transaction is reduced by an amount of the aggregate discount;
• validating the information, the aggregate discount, and the total amount of the requested transaction using a consensus protocol;
• encrypting the information, the aggregate discount, and the total amount of the requested transaction;
• and
• recording the information, the aggregate discount, and the total amount of the requested transaction as one or more blocks in a private blockchain.