Systems and methods for processing transaction disputes and processing transactions associated with compromised accounts

A computer-implemented method, comprising:

• monitoring, by a dispute resolution server and using a machine learning algorithm trained on past user transaction behavior in a user account, current user transaction behavior to identify abnormal charges on the user account;
• configuring a graphical user interface (GUI) to be presented on a display of a user device associated with the user account, the GUI displaying at least one identified abnormal charge and at least one activation button, wherein each activation button is associated with one abnormal charge;
• receiving, based on a user input at the user device through the at least one activation button, a transaction authorization for the at least one abnormal charge;
• and
• processing, using underlying funds connected with the user account, payments for the at least one abnormal charge by sending a processing instruction to a transaction management server, wherein:
• the processing instruction includes an instruction for updating payment information, by the dispute resolution server, for a service account associated with a third party;
• and
• updating the payment information by the dispute resolution server includes canceling an existing account number associated with the user account and replacing the existing account number associated with the service account with a replacement account number assigned for the user account.

A non-transitory computer-readable medium storing instructions that are executable by one or more processors of a device to perform operations comprising:

• monitoring, by a dispute resolution server and using a machine learning algorithm trained on past user transaction behavior in a user account, current user transaction behavior to identify abnormal charges on the user account;
• configuring a graphical user interface (GUI) to be presented on a display of a user device associated with the user account, the GUI displaying at least one identified abnormal charge and at least one activation button, wherein each activation button is associated with one abnormal charge;
• receiving, based on a user input at the user device through the at least one activation button, a transaction authorization for the at least one abnormal charge;
• and
• processing, using underlying funds connected with the user account, payments for the at least one abnormal charge by sending a processing instruction to a transaction management server, wherein:
• the processing instruction includes an instruction for updating payment information, by the dispute resolution server, for a service account associated with a third party;
• and
• updating the payment information by the dispute resolution server includes canceling an existing account number associated with the user account and replacing the existing account number associated with the service account with a replacement account number assigned for the user account.