Electrical steel sheet with insulating coating

An electrical steel sheet with an insulating coating formed by applying a surface-treatment agent to at least one surface of the electrical steel sheet and drying the surface-treatment agent, wherein the surface-treatment agent contains:

• trialkoxysilane and/or dialkoxysilane (A) having a substituent other than an alkoxy group bound to Si which consists of at least one non-reactive substituent selected from hydrogen, an alkyl group, or a phenyl group;
• a silane coupling agent (B) that does not contain a polymerizable unsaturated group in its structure;
• plate-like silica (C) having an average particle size of 0.08 μm to 0.9 μm and an aspect ratio of 10 to 100;
• a polymerizable unsaturated-group-containing compound (D);
• a lubricant (E);
• and
• water,
• within a range satisfying the following conditions (1) to (4):
• (1) a mass ratio (A/B) of the trialkoxysilane and/or the dialkoxysilane (A) to the silane coupling agent (B) is from 0.05 to 1.00;
• (2) a content of the plate-like silica (C) is 2 mass % to 30 mass % with respect to a total mass of (A) to (E) in the surface-treatment agent;
• (3) a content of the polymerizable unsaturated-group-containing compound (D) is 2 mass % to 18 mass % with respect to the total mass of (A) to (E) in the surface-treatment agent;
• and
• (4) a content of the lubricant (E) is 0.5 mass % to 20 mass % with respect to the total mass of (A) to (E) in the surface-treatment agent.