Systems and methods for remote deposit of checks
AssigneeUnited Services Automobile Association (USAA)
InventorsCharles Lee Oakes, III, Randy Ray Morlen, Michael Frank Morris, Reynaldo Medina, III, Greg Alan Harpel, Gabriel Glenn Gavia, Bharat Prasad, Frank Kyle Major, Jeffrey Neal Pollack
Life of this patent
Estimating the term…
Abstract
Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
Claims10
A method for processing a document depicted in a digital image, comprising:
- executing, by a processor of a mobile computing device, a document processing application that was received from a remote server, the document processing application, when executed by the processor of the mobile computing device, causing the processor of the mobile computing device to perform operations comprising:
- receiving from an imaging device an image of the document;
- determining whether the image satisfies an image criteria based on at least one of a size dimension of the document depicted in the image satisfying a predetermined size threshold or an alignment of the document depicted within the image satisfying a predetermined alignment threshold;
- modifying the image to generate a modified image such that the modified image satisfies the image criteria based on the at least one of the predetermined size threshold or the predetermined alignment threshold by at least one of cropping the image, rotating the image, or changing an orientation of the image;
- and
- transmitting deposit information to a deposit server, wherein the deposit information includes the modified image, deposit account information, deposit amount information, or a combination thereof.
Dependencies are inferred from the claim text.