US 12,562,036 B1 · Card replacement services by an automated teller machine

Abstract

Aspects of the present disclosure are directed to an automated teller machine (ATM) having card replacement capabilities (e.g., credit cards, debit cards, identification cards, membership cards, gift cards, etc.). The cards can include cards issued by the entity controlling the ATM and/or cards issued by third-party entities. In some implementations, the cards can be pre-scanned into the ATM by a user with their data captured and stored by the ATM. The ATM can program and issue a generic card, or can print the card with the card number and user information. In some implementations, the card can be temporary (i.e., only valid for a limited time, such as 30 days) with a full replacement card later mailed, or can be a full replacement card having a standard expiration date 3 (e.g., years).

Claims20

Dependent claims

A method for providing card replacement services by an automated teller machine, the method comprising:

authenticating, by the automated teller machine, a user of the automated teller machine;
receiving a request, in response to an electronic communication from a mobile device of the user, for an electronically readable payment card,
wherein the request is related to an electronically readable payment card previously registered with an entity in communication with the automated teller machine, and wherein the registering included making data for one or more payment instruments available to be requested at automated teller machines;
accessing, based on the authenticating of the user and the previous registration of the electronically readable payment card, the pre-registered data for the one or more payment instruments;
determining that the data, for the one or more payment instruments, includes payment instrument data for a payment instrument, of the one or more payment instruments, corresponding to the electronically readable payment card requested;
and
providing the electronically readable payment card with the payment instrument data.

4 more elements

An automated teller machine for providing card replacement services, the automated teller machine comprising:

a card encoder configured to encode an electronically readable payment card;
one or more processors;
and
one or more memories storing instructions that, when executed by the one or more processors, cause a computing system, of the automated teller machine, to:
authenticate a user of the automated teller machine;
receive a request, in response to an electronic communication from a mobile device of the user for the electronically readable payment card;
wherein the request is related to an electronically readable payment card previously registered with an entity in communication with the automated teller machine, and wherein the registering included making data for one or more payment instruments available to be requested at automated teller machines;
access, based on the authenticating of the user and the previous registration of the electronically readable payment card, the pre-registered data for the one or more payment instruments;
determine that the data, for the one or more payment instruments, includes payment instrument data for a payment instrument, of the one or more payment instruments, corresponding to the electronically readable payment card requested;
and
cause the card encoder to encode the electronically readable payment card with the payment instrument data.

8 more elements

Dependencies are inferred from the claim text.

Card replacement services by an automated teller machine

Life of this patent

Card replacement services by an automated teller machine

Life of this patent

Abstract

Claims20