Systems and methods for proactive listening bot-plus person advice chaining

A computing device comprising one or more processors configured to:

• detect a plurality of ambient sounds using a sound sensor;
• determine a goal of a user based on the plurality of ambient sounds and a user profile;
• detect, based on the goal, a trigger for a robo-advising session;
• initiate, responsive to detection of the trigger, the robo-advising session for the goal;
• and
• display information from the robo-advising session in a virtual dashboard.

A method comprising:

• receiving, by one or more processors coupled to memory, a plurality of inputs detected using a user computing device;
• initiating, by the one or more processors, based on an analysis of the plurality of inputs, a live communication session between the user computing device and an advisor computing device;
• detecting, by the one or more processors, a robo-advising transition trigger during the live communication session;
• terminating, by the one or more processors, responsive to the robo-advising transition trigger, the live communication session;
• and
• initiating, by the one or more processors, a robo-advising session after terminating the live communication session.