Systems and methods for automated teller machine replenishing and merchant operations

A computer-implemented method for ATM recycling operations, the computer-implemented method comprising:

• communicably coupling, by one or more processing circuits, to one or more merchant computing systems associated with one or more merchants;
• receiving, by the one or more processing circuits, a product inventory dataset associated with one or more merchants from the one or more merchant computing systems;
• establishing a continuous active communication session with a user device via at least one short-range wireless communication between the user device and the one or more processing circuits, wherein the continuous active communication session remains active based on a location of the user device being within a threshold distance of the ATM;
• receiving, by the one or more processing circuits via a display interface of the ATM, an input initiating an ATM session;
• generating and presenting, by the one or more processing circuits during the continuous active communication session and via the display interface of the ATM, a graphical user interface comprising a plurality of interactive elements associated with a plurality of products of the product inventory dataset;
• receiving, by the one or more processing circuits and during the continuous active communication session and via the display interface, a selection of at least one interactive element of the plurality of interactive elements regarding at least one product of the plurality of products;
• receiving, by the one or more processing circuits, a deposit for a value of the selection;
• generating, by the one or more processing circuits, at least one code or token that includes information encrypted using a private key of a public and private key pair of the ATM and is embedded with a value associated with the deposit and a unique identifier;
• and
• transmitting, by the one or more processing circuits via the continuous active communication session and to the user device, the at least one code or token for a transaction regarding the at least one product of the plurality of products.

One or more non-transitory computer-readable storage media having instructions stored thereon that, when executed by at least one processing circuit, cause the at least one processing circuit to:

• communicably couple to one or more merchant computing systems associated with one or more merchants;
• receive a product inventory dataset associated with one or more merchants from the one or more merchant computing systems;
• establish a continuous active communication session with a user device via at least one short-range wireless communication between the user device and the at least one processing circuit, wherein the continuous active communication session remains active based on a location of the user device being within a threshold distance of an automated teller machine (ATM);
• receive, via a display interface of the ATM, an input initiating an ATM session;
• generate and present, during the continuous active communication session and via the display interface of the ATM, a graphical user interface comprising a plurality of interactive elements associated with a plurality of products of the product inventory dataset;
• receive, during the continuous active communication session and via the display interface, a selection of at least one interactive element of the plurality of interactive elements regarding at least one product of the plurality of products;
• receive a deposit for a value of the selection;
• generate at least one code or token that includes information encrypted using a private key of a public and private key pair of the ATM and is embedded with a value associated with the deposit and a unique identifier;
• and
• transmit, via the continuous active communication session and to the user device, the at least one code or token for a transaction regarding the at least one product of the plurality of products.