Autonomous communication feature use and insurance pricing
AssigneeState Farm Mutual Automobile Insurance Company
InventorsBlake Konrardy, Scott T. Christensen, Gregory Hayward, Scott Farris
Life of this patent
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AssigneeState Farm Mutual Automobile Insurance Company
InventorsBlake Konrardy, Scott T. Christensen, Gregory Hayward, Scott Farris
Estimating the term…
Methods and systems for determining risk associated with operation of autonomous vehicles using autonomous communication are provided. According to certain aspects, autonomous operation features associated with a vehicle may be determined, including features associated with autonomous communication between vehicles or with infrastructure. This information may be used to determine risk levels for a plurality of features, which may be based upon test data regarding the features or actual loss data. Expected use levels and autonomous communication levels may further be determined and used with the risk levels to determine a total risk level associated with operation of the vehicle. The autonomous communication levels may indicate the types of communications, the levels of communication with other vehicles or infrastructure, or the frequency of autonomous communication. The total risk level may be used to determine or adjust aspects of an insurance policy associated with the vehicle.
A computer-implemented method for assessing collision risk of autonomous vehicle operation, the method comprising:
A computer system for assessing collision risk of autonomous vehicle operation, the system comprising:
A tangible, non-transitory computer-readable medium storing instructions for assessing collision risk of autonomous vehicle operation that, when executed by at least one processor of a computer system, cause the computer system to:
Dependencies are inferred from the claim text.