Virtual reality environment for teaching children about money

A method comprising:

• generating, by a processor, a virtual reality environment associated with a child user account linked to a parent user account, the virtual reality environment comprising an interactive gaming element comprising an educational game in which virtual credits are earnable;
• executing, by the processor, a trained machine learning model to generate an update to a sentence structure of the educational game based on an input of an age of a user associated with the child user account;
• executing, by the processor, the trained machine learning model to generate another update to a visualization element of the educational game based on another input of the age of the user and the visualization element;
• modifying, by the processor, the educational game in the virtual reality environment based on the update to the sentence structure and the other update to the visualization element generated by the trained machine learning model;
• outputting, by the processor, the virtual reality environment to a user device associated with the child user account;
• receiving, by the processor, from the user device, an input for the interactive gaming element answering financial literacy questions in the educational game;
• determining, by the processor, an update to a financial balance of virtual credits in the child user account based on the input;
• outputting, by the processor, the update to the financial balance for display in the virtual reality environment to the user device;
• and
• converting, by the processor, the virtual credits into funds by automatically depositing the funds from the parent user account into the child user account.

A non-transitory computer-readable medium comprising program code that is executable by a processor for causing the processor to:

• generate a virtual reality environment associated with a child user account linked to a parent user account, the virtual reality environment comprising an interactive gaming element comprising an educational game in which virtual credits are earnable;
• execute a trained machine learning model to generate an update to a sentence structure of the educational game based on an input of an age of a user associated with the child user account;
• execute the trained machine learning model to generate another update to a visualization element of the educational game based on another input of the age of the user and the visualization element;
• modify the educational game in the virtual reality environment based on the update to the sentence structure and the other update to the visualization element generated by the trained machine learning model;
• output the virtual reality environment to a user device associated with the child user account;
• receive, from the user device, an input for the interactive gaming element answering financial literacy questions in the educational game;
• determine, based on the input, an update to a financial balance of virtual credits in the child user account;
• output, to the user device, the update to the financial balance for display in the virtual reality environment;
• and
• convert the virtual credits into funds by automatically depositing the funds from the parent user account into the child user account.