System and apparatus for encrypted data collection using RFID cards
AssigneeCapital One Services, LLC
InventorsKevin Osborn, James Zarakas, Saleem Sangi, Jeffrey Rule
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Abstract
A secure smart card is described. The smart card can include a processor, a memory and a transceiver. The smart card can communicate with various terminals and store a digital signature and other information on the card. Another terminal can validate the information stored on the smart card using the digital signature. In certain embodiments, the terminal can also validate the information by using a blockchain. The advanced design of the smart card obviates the need for a network connection.
Claims20
A method performed by a payment card comprising a processor, a memory storing a set of data including a count number, and a transceiver, the method comprising:
- receiving, from a payment terminal, a first signal;
- responsive to the first signal, updating the count number;
- generating a second signal including the set of data;
- and
- transmitting, to the payment terminal, the second signal.
A system, comprising:
- a payment card comprising a processor, a memory storing a set of data including a count number, and a transceiver,
- wherein the payment card is configured to:
- receive, from a payment terminal, a first signal;
- responsive to the first signal, update the count number;
- generate a second signal including the set of data;
- and
- transmit, to the payment terminal, the second signal.
A payment card, comprising:
- a processor;
- a memory storing a set of data including a count number;
- and
- a transceiver,
- wherein the payment card is configured to:
- receive, from a payment terminal, a first signal;
- responsive to the first signal, update the count number;
- generate a second signal including the set of data;
- and
- transmit, to the payment terminal, the second signal.
Dependencies are inferred from the claim text.