Integration of verification tokens with mobile communication devices
AssigneeVisa International Service Association
InventorAyman Hammad
Life of this patent
Estimating the term…
Abstract
A method is disclosed. The method includes receiving, by a computer from a portable device via near field communications, a primary account number. The method includes transmitting, by the computer, to a validation entity computer over a communications network comprising the Internet or a cellular phone network, a request for dynamic account information associated with the primary account number. The validation entity computer obtains and sends the dynamic account information to the computer. The method also includes receiving, by the computer from the validation entity computer over the communications network comprising the Internet or the cellular phone network, the dynamic account information and populating a form on the computer with the dynamic account information.
Claims20
A method comprising:
- receiving, by a computer from a portable device via near field communications, a primary account number;
- transmitting, by the computer, to a validation entity computer over a communications network comprising the Internet or a cellular phone network, a request for dynamic account information associated with the primary account number, wherein the validation entity computer obtains and sends the dynamic account information to the computer;
- receiving, by the computer from the validation entity computer over the communications network comprising the Internet or the cellular phone network, the dynamic account information;
- and
- populating, by the computer, a form on the computer with the dynamic account information.
A computer comprising:
- a processor;
- and
- a computer readable medium coupled to the processor, the computer readable medium comprising code, executable by the processor, for performing operations comprising:
- receiving, from a portable device via near field communications, a primary account number;
- transmitting to a validation entity computer over a communications network comprising the Internet or a cellular phone network, a request for dynamic account information associated with the primary account number, wherein the validation entity computer obtains and sends the dynamic account information to the computer;
- receiving, from the validation entity computer over the communications network comprising the Internet or the cellular phone network, the dynamic account information;
- and
- populating a form on the computer with the dynamic account information.
Dependencies are inferred from the claim text.