Data security for transactions with secure offer system

An account security system comprising:

• a memory configured to store data for secure transactions;
• and
• one or more processors coupled to the memory and configured for options including:
• receiving, at the account security system, a checkout communication associated with a secure transaction, wherein the checkout communication includes data describing a validated checkout system of a merchant system, and wherein the checkout communication does not include a purchase promotion option;
• automatically transmitting a client token in real-time in response to an authentication that the checkout communication is from the validated checkout system, wherein when the client token is received at a client device, the client token is used to verify the merchant system, wherein the account communication is received via a first modal being opened on the client device, and wherein the first modal facilitates a secure communication channel with the account security system;
• receiving an account communication including the client token and secure client information, wherein the secure client information is not received from the merchant system;
• dynamically selecting a plurality of promotion options based on the account communication;
• automatically transmitting the plurality of promotion options associated with the secure transaction in response to the account communication, wherein when the promotion options are received by the client device, the promotion options are presented on a second modal distinct from the first modal, and wherein the second modal is positioned on top of the first modal;
• and
• receiving a promotion selection for the secure transaction, wherein the promotion selection is not received from the merchant system.

A non-transitory computer-readable storage medium comprising instructions that, when executed by one or more processors of an account security system, cause the account security system to perform operations including:

• receiving, at the account security system, a checkout communication associated with a secure transaction, wherein the checkout communication includes data describing a validated checkout system of a merchant system, and wherein the checkout communication does not include a purchase promotion option;
• automatically transmitting a client token in real-time in response to an authentication that the checkout communication is from the validated checkout system, wherein when the client token is received at a client device, the client token is used to verify the merchant system;
• receiving an account communication including the client token and secure client information, wherein the secure client information is not received from the merchant system, wherein the account communication is received via a first modal being opened on the client device, and wherein the first modal facilitates a secure communication channel with the account security system;
• dynamically selecting a plurality of promotion options based on the account communication;
• automatically transmitting the plurality of promotion options associated with the secure transaction in response to the account communication, wherein when the promotion options are received by the client device, the promotion options are presented on a second modal distinct from the first modal, and wherein the second modal is positioned on top of the first modal;
• and
• receiving a promotion selection for the secure transaction, wherein the promotion selection is not received from the merchant system.