Dynamic custom automated teller machine (ATM) payload

One or more non-transitory computer-readable media storing computer-executable instructions which, when executed by a processor on a computer system, perform a method for generating a custom payload during an ATM session, the ATM comprising a node on a distributed network, the method comprising:

• at the ATM:
• extracting a user identifier and a user home region, the ATM configured to maintain extracted data in a cryptographically secured hash chain signed with a private key, the distributed network comprising a distributed hash table configured to validate the hash chain;
• deploying a custom payload modifying a default ATM interface and a default ATM transaction rule;
• and
• purging the custom payload from ATM memory in response to termination of the ATM session;
• at the distributed network:
• based on an extracted user identifier, triggering smart contract logic comprising:
• a transaction rule associated with the user;
• and
• a transmission rule restricting network switches for payload delivery outside the user home region;
• using artificial intelligence (AI), generating a custom payload comprising the transaction rule and an interface configured for the user home region;
• and
• delivering the custom payload via a set of spine-leaf switches, the set of switches determined based at least in part on the transmission rule.

A system for generating and deploying a custom payload during an ATM session, the ATM comprising a node on a distributed network, the system comprising:

• an ATM configured to:
• extract a user identifier and a user home region, the ATM maintaining extracted data in a cryptographically secured hash chain signed with a private key, the distributed network comprising a distributed hash table configured to validate the hash chain;
• deploy a custom payload modifying a default ATM interface and a default ATM transaction rule;
• and
• purge the custom payload from ATM memory in response to termination of the ATM session;
• an ATM network configured to:
• based on an extracted user identifier, trigger smart contract logic comprising:
• a transaction rule associated with the user;
• and
• a transmission rule restricting network switches for payload delivery outside the home region;
• using one or more artificial intelligence (AI) algorithms, generate a custom payload comprising the transaction rule and an interface configured for the user home region;
• and
• deliver the custom payload via a set of spine-leaf switches, the set of switches determined based at least in part on the transmission rule.