Temporary payment card security system

A temporary payment card security system, comprising:

• one or more processors;
• memory storing instructions executable by the one or more processors to cause the one or more processors to:
• receive a request for additional payment information associated with an account of a user;
• assess security factors associated with the request, wherein the security factors are indicative of a risk of fraudulent transactions;
• determine a quantity of one or more additional payment cards to be generated based on the security factors;
• generate the quantity of the one or more additional payment cards;
• set a boundary for a transaction device based on respective location data of prior transactions completed at the transaction device;
• assign one or more limitations to the one or more additional payment cards, wherein the one or more limitations comprise a purchase location limit that limits use of the one or more additional payment cards within the boundary surrounding the transaction device associated with the request;
• associate the one or more additional payment cards with the account of the user;
• provide a representation of the one or more additional payment cards to a user device associated with the user for display on a display screen of the user device, wherein the representation is selectable to enable the user to view details about the one or more limitations assigned to the one or more additional payment cards, wherein the details comprise a visualization of the boundary associated with the purchase location limit overlaid onto a map;
• and
• instruct removal of the representation of the one or more additional payment cards from the display screen of the user device based on new location data of the user device indicating the user is no longer within the boundary for the transaction device.

A method of operating a temporary payment card security system, the method comprising:

• setting, using one or more processors a boundary for a merchant location based on respective location data of prior transactions completed at the merchant location;
• determining, using the one or more processors, that a user is at the merchant location of the merchant based on location data of a user device associated with the user being within the boundary for the merchant location, wherein the location data of the user device is indicated by global positioning system (GPS) location signals received from the user device;
• assessing, using the one or more processors, security factors associated with the merchant location of the merchant, wherein the security factors are indicative of a risk of fraudulent transactions;
• receiving, at the one or more processors, an indication that the user is attempting to complete a transaction with the merchant;
• generating, using the one or more processors, a payment card associated with an account and with one or more limitations based on the security factors associated with the merchant location of the merchant in response to receiving the indication;
• providing, using the one or more processors, a respective unique payment card number of the payment card to a payment transaction system associated with the merchant;
• instructing, using the one or more processors, display of a representation of the payment card to the user device associated with the user for display on a display screen of the user device, wherein the representation is selectable to enable the user to view details about the one or more limitations, wherein the details comprise a visualization of the boundary for the merchant location overlaid onto a map;
• and
• instructing, using the one or more processors, removal of a respective representation of a first additional payment card of the one or more payment cards from the display screen of the user device based on a location of the user device being outside of the boundary associated with the merchant location, wherein the location of the user device is indicated by additional location signals transmitted from the user device.