Financial terminal that automatically reconfigures into different financial processing terminal types
AssigneeEveri Payments Inc.
InventorsTimothy Richards, Dale Baltzell, Brian T. Sullivan
Life of this patent
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Abstract
An improved financial terminal automatically reconfigures into different financial processing terminal types. In one embodiment, the terminal comprises a housing; a card reader configured to accept at least a portion of a card having an integrated circuit; at least one display; at least one processor; and at least one memory configured to store machine readable code, the machine readable code comprising a first kernel corresponding to a first transaction type and a second kernel corresponding to a second transaction type.
Claims18
An improved financial terminal that automatically reconfigures into different financial processing terminal types comprising:
- a housing;
- a card reader configured to read information associated with a card linked to a financial account;
- at least one display;
- at least one processor;
- at least one memory, said memory embodying first non-transitory machine-readable code, said first non-transitory machine-readable code comprising a first kernel which, when executed by said at least one processor, causes said processor to configure said improved financial terminal into a first configuration for processing financial transactions of a first transaction type but not a second transaction type, and a second kernel which, when executed by said at least one processor, causes said improved financial terminal to be configured into a second configuration for processing financial transactions of a second transaction type but not said first transaction type;
- and
- said at least one memory embodying second non-transitory machine-readable code, said second machine-readable code, when executed by said at least one processor, causing said at least one processor of said improved financial processing terminal to:
- receive input of a requested financial transaction associated with said card read by said card reader;
- receive input of a transaction type for said requested financial transaction;
- execute said first kernel to cause said improved financial terminal to be configured into said first configuration when said transaction type comprises said first transaction type;
- process said requested financial transaction solely based upon said first transaction type;
- when said requested financial transaction is denied, automatically reconfigure said improved financial terminal by executing said second kernel cause said improved financial terminal to be configured into said second configuration;
- and
- process said requested financial transaction solely based upon said second transaction type.
Dependencies are inferred from the claim text.