Card for secure interactions by utilizing multiple card credentials

A method for secure interactions with register devices by utilizing multiple card credentials, comprising:

• using, by a card, multiple card credentials or a permanent card credential based on identifying whether a near field communication (NFC) technique or another communication technique is being used to communicate with a first terminal of a first register device,
• wherein the multiple card credentials include a primary account number, and
• wherein using the multiple card credentials or the permanent card credential comprises:
• detecting, via an NFC component of the card, that the card is within a communicative proximity of the first terminal;
• and
• determining, based on detecting via the NFC component that the card is within the communicative proximity of the first terminal, to use the multiple card credentials;
• identifying, by the card and via an integrated circuit (IC) chip of the card and based on determining to use the multiple card credentials, a first card credential, from the multiple card credentials, to be used for a first interaction with the first register device based on at least one of:
• a timestamp associated with the first card credential that indicates an amount of time for which the first card credential is valid, or
• an incremental counter maintained by the IC chip that indicates a next card credential, from the multiple card credentials, that is to be used;
• and
• transmitting, via the NFC component, the first card credential to enable the first interaction with the first register device to be initiated.

A non-transitory computer-readable medium storing a set of instructions, the set of instructions comprising:

• one or more instructions that, when executed by one or more processors of a card, cause the card to:
• use, by the card, multiple card credentials or a permanent card credential based on identifying whether a near field communication (NFC) technique or another communication technique is being used to communicate with a first terminal of a first register device,
• wherein the multiple card credentials include a primary account number, and
• wherein the one or more instructions, when using the multiple card credentials or the permanent card credential, further cause the card to:
• detect, via an NFC component, that the card is within a communicative proximity of the first terminal;
• and
• determine, based on detecting via the NFC component that the card is within the communicative proximity of the first terminal, to use the multiple card credentials;
• identify, via an integrated circuit (IC) chip and based on determining to use the multiple card credentials, a first card credential, from the multiple card credentials, to be used for a first interaction with the first register device based on at least one of:
• a timestamp associated with the first card credential that indicates an amount of time for which the first card credential is valid, or
• an incremental counter maintained by the IC chip that indicates a next card credential, from the multiple card credentials, that is to be used;
• and
• transmit, via the NFC component, the first card credential to enable the first interaction with the first register device to be initiated.