Method and system for asynchronous mobile payments for multiple in-person transactions conducted in parallel

A consumer device, comprising:

• a display;
• one or more processors;
• and
• memory storing one or more programs to be executed by the one or more processors, the one or more programs comprising instructions for:
• at a consumer device including a display, one or more processors, a communications unit, and memory, performing by an application executing on the consumer device:
• identifying a first merchant device in proximity to the consumer device based at least in part on a first identifier corresponding to the first merchant device;
• transmitting via the communications unit of the consumer device the first identifier to a server and, in response to transmitting the first identifier to the server, receiving from the server an electronic communication including:
• first merchant identification information of a first merchant associated with the first merchant device, wherein the first merchant identification information includes one or more of a name, logo, picture, address, phone, or email of the first merchant;
• and
• first merchant transaction information including one or more merchant-specified transaction options;
• displaying on the display of the consumer device the first merchant identification information;
• receiving from a user of the consumer device selection of the first merchant identification information;
• in response to receiving the selection of the first merchant identification information:
• displaying the first merchant transaction information;
• receiving from the user of the consumer device first supplemental transaction information, wherein the first supplemental transaction information is a selection of a first of the one or more merchant-specified transaction options;
• and
• transmitting the first supplemental transaction information to the server;
• and
• subsequent to transmitting the first supplemental transaction information to the server, receiving confirmation from the server that a transaction according to the first merchant-specified transaction option with the first merchant has been completed.

A non-transitory computer readable storage medium storing one or more programs configured for execution by a computer system, the one or more programs including instructions for:

• at a consumer device including a display, one or more processors, a communications unit, and memory, performing by an application executing on the consumer device:
• identifying a first merchant device in proximity to the consumer device based at least in part on a first identifier corresponding to the first merchant device;
• transmitting via the communications unit of the consumer device the first identifier to a server and, in response to transmitting the first identifier to the server, receiving from the server an electronic communication including:
• first merchant identification information of a first merchant associated with the first merchant device, wherein the first merchant identification information includes one or more of a name, logo, picture, address, phone, or email of the first merchant;
• and
• first merchant transaction information including one or more merchant-specified transaction options;
• displaying on the display of the consumer device the first merchant identification information;
• receiving from a user of the consumer device selection of the first merchant identification information;
• in response to receiving the selection of the first merchant identification information:
• displaying the first merchant transaction information;
• receiving from the user of the consumer device first supplemental transaction information, wherein the first supplemental transaction information is a selection of a first of the one or more merchant-specified transaction options;
• and
• transmitting the first supplemental transaction information to the server;
• and
• subsequent to transmitting the first supplemental transaction information to the server, receiving confirmation from the server that a transaction according to the first merchant-specified transaction option with the first merchant has been completed.