Dual network implemented method of a customer relationship management and point of sale merchandising system for patron experience

A method for implementing a plurality of point of sale (POS) devices having intermittent or unreliable network communications with a central network, for processing payment on a commercial transaction, comprising:

• (i) providing a payment vehicle configured as an RFID band or as an NFC wireless communication object;
• (ii) providing a first POS device of a plurality of POS devices, the first POS device configured to process payment on a commercial transaction through direct network communications with an access point to a central network, wherein, when experiencing network communication issues with the access point, further configured to process payment on the commercial transaction through a node-to-node network;
• (iii) capturing transaction data associated with the payment vehicle, at the first POS device, for processing payment on the commercial transaction;
• (iv) providing a second POS device of the plurality of POS devices, the second POS device in communication with at least one access point to the central network;
• (v) experiencing, at the first POS device, network communication issues with the access point;
• (vi) establishing, with the plurality of POS devices, the node-to-node network for processing payment on the commercial transaction, the node-to-node network configured to enable communications between the plurality of POS devices and the central network, and configured to obtain customer token ID information from a credit vault intermediary institution and to associate the customer token ID information with the payment vehicle;
• (vii) transmitting the transaction data captured at the first POS device, through the node-to-node network, to the second POS device;
• (viii) reconciling the transaction data, on the second POS device, with a distributed ledger operating on the node-to-node network;
• (ix) associating information for making payment on the commercial transaction with the transaction data;
• (x) establishing, at the second POS device, a connection with the at least one access point to the central network;
• (xi) transmitting, from the second POS device to the central network, through the at least one access point, the information for making payment on the commercial transaction;
• (xii) invoking, at the first POS device, an incentive credit based on the customer token ID information;
• and
• (xiii) loading the transaction data into a data lake.