# US 12,223,495 B2 · Value added services polling

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- Number: US 12,223,495 B2
- Document ID: US12223495B2
- Status: Granted
- Kind: B2
- Application number: 17/806,466
- Filed: 2022-06-10
- Published: 2022-11-24
- Granted: 2025-02-11
- Earliest claimed: 2015-06-05
- Assignees: Apple Inc.
- Applicants: Apple Inc.
- Inventors: Ahmer Ali Khan; Brian J. Tucker; Ho Cheung Chung; Joakim Linde; Zachary A. Rosen; Gordon Y. Scott
- Web page: https://patentgrep.com/patent/US12223495B2

## CPC

- G06Q 20/353: {Payments by cards read by M-devices}
- G06Q 20/204: {comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit}
- G06Q 20/3278: {RFID or NFC payments by means of M-devices}
- G06Q 30/0226: Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR

## Abstract

Disclosed herein are systems, methods, and non-transitory computer-readable storage media for transmitting, as part of a polling loop, a value added services (VAS) command that includes capability data corresponding to a payment terminal. For example, the payment terminal can transmit a VAS command that advertises the payment terminal's capabilities as part of a polling loop. The payment terminal can listen for a response to the VAS command and, after receiving a response, the payment terminal may initiate a VAS protocol. The VAS command can also specify a mode in which the payment terminal is operating, such as a payment-only mode, a VAS mode, a payment-plus-VAS mode, etc.

## Claims

### Claim 1

A method performed by a portable communication device, the method comprising:
based on receiving a first wake-up command from a payment terminal, waiting, for a threshold period of time, to receive a value-added services (VAS) command from the payment terminal;
based on receiving the VAS command within the threshold period of time:
providing, to the payment terminal, a response to the VAS command to initiate a VAS protocol,
receiving, from the payment terminal, a merchant identifier associated with a merchant,
obtaining loyalty card information based on the merchant identifier, and
providing, to the payment terminal, the loyalty card information to cause the payment terminal to perform a VAS transaction based on the loyalty card information; and
based on receiving a second wake-up command from the payment terminal, providing payment card information to cause the payment terminal to perform a payment transaction using the payment card information.

### Claim 2 (depends on 1)

The method of claim 1, wherein the first wake-up command comprises at least one Level 1 instruction and the VAS protocol comprises at least one Level 2 instruction.

### Claim 3 (depends on 2)

The method of claim 2, wherein the VAS protocol is one of a plurality of protocols available as part of Level 2 instructions.

### Claim 4 (depends on 1)

The method of claim 1, wherein the portable communication device and the payment terminal communicate using respective contactless interfaces.

### Claim 5 (depends on 1)

The method of claim 1, wherein the VAS transaction entitles a user of the portable communication device to a free or discounted item.

### Claim 6 (depends on 1)

The method of claim 1, wherein the portable communication device provides the loyalty card information to the payment terminal by at least:
receiving, from the payment terminal, the merchant identifier for the merchant; and
transmitting, to the payment terminal, the loyalty card information for the merchant associated with the merchant identifier.

### Claim 7 (depends on 1)

The method of claim 1, further comprising, prior to transmitting the payment card information to the payment terminal:
receiving, from the payment terminal, information about payment cards that are accepted by the payment terminal.

### Claim 8

A non-transitory computer readable storage medium configured to store instructions that, when executed by a processor included in a portable communication device, cause the portable communication device to carry out steps that include:
based on receiving a first wake-up command from a payment terminal, waiting, for a threshold period of time, to receive a value-added services (VAS) command from the payment terminal;
based on receiving the VAS command within the threshold period of time:
providing, to the payment terminal, a response to the VAS command to initiate a VAS protocol,
receiving, from the payment terminal, a merchant identifier associated with a merchant,
obtaining loyalty card information based on the merchant identifier, and
providing, to the payment terminal, the loyalty card information to cause the payment terminal to perform a VAS transaction based on the loyalty card information; and
based on receiving a second wake-up command from the payment terminal, providing payment card information to cause the payment terminal to perform a payment transaction using the payment card information.

### Claim 9 (depends on 8)

The non-transitory computer readable storage medium of claim 8, wherein the first wake-up command comprises at least one Level 1 instruction and the VAS protocol comprises at least one Level 2 instruction.

### Claim 10 (depends on 9)

The non-transitory computer readable storage medium of claim 9, wherein the VAS protocol is one of a plurality of protocols available as part of Level 2 instructions.

### Claim 11 (depends on 8)

The non-transitory computer readable storage medium of claim 8, wherein the portable communication device and the payment terminal communicate using respective contactless interfaces.

### Claim 12 (depends on 8)

The non-transitory computer readable storage medium of claim 8, wherein the VAS transaction entitles a user of the portable communication device to a free or discounted item.

### Claim 13 (depends on 8)

The non-transitory computer readable storage medium of claim 8, wherein the portable communication device provides the loyalty card information to the payment terminal by at least:
receiving, from the payment terminal, the merchant identifier for the merchant; and
transmitting, to the payment terminal, the loyalty card information for the merchant associated with the merchant identifier.

### Claim 14 (depends on 8)

The non-transitory computer readable storage medium of claim 8, wherein the steps further include, prior to transmitting the payment card information to the payment terminal:
receiving, from the payment terminal, information about payment cards that are accepted by the payment terminal.

### Claim 15

A portable communication device, comprising:
at least one processor; and
at least one memory storing instructions that, when executed by the at least one processor, cause the portable communication device to carry out steps that include:
based on receiving a first wake-up command from a payment terminal, waiting, for a threshold period of time, to receive a value-added services (VAS) command from the payment terminal;
based on receiving the VAS command within the threshold period of time:
providing, to the payment terminal, a response to the VAS command to initiate a VAS protocol,
receiving, from the payment terminal, a merchant identifier associated with a merchant,
obtaining loyalty card information based on the merchant identifier, and
providing, to the payment terminal, the loyalty card information to cause the payment terminal to perform a VAS transaction based on the loyalty card information; and
based on receiving a second wake-up command from the payment terminal, providing payment card information to cause the payment terminal to perform a payment transaction using the payment card information.

### Claim 16 (depends on 15)

The portable communication device of claim 15, wherein the first wake-up command comprises at least one Level 1 instruction and the VAS protocol comprises at least one Level 2 instruction.

### Claim 17 (depends on 16)

The portable communication device of claim 16, wherein the VAS protocol is one of a plurality of protocols available as part of Level 2 instructions.

### Claim 18 (depends on 15)

The portable communication device of claim 15, wherein the portable communication device and the payment terminal communicate using respective contactless interfaces.

### Claim 19 (depends on 15)

The portable communication device of claim 15, wherein the VAS transaction entitles a user of the portable communication device to a free or discounted item.

### Claim 20 (depends on 15)

The portable communication device of claim 15, wherein the portable communication device provides the loyalty card information to the payment terminal by at least:
receiving, from the payment terminal, the merchant identifier for the merchant; and
transmitting, to the payment terminal, the loyalty card information for the merchant associated with the merchant identifier.
