# US 12,223,492 B2 · Payment accessibility notifications

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- Number: US 12,223,492 B2
- Document ID: US12223492B2
- Status: Granted
- Kind: B2
- Application number: 17/704,685
- Filed: 2022-03-25
- Published: 2023-09-28
- Granted: 2025-02-11
- Earliest claimed: 2022-03-25
- Assignees: American Express Travel Related Services Company, Inc.
- Applicants: American Express Travel Related Services Company, Inc.
- Inventors: Joshua Block; Lauren Chmielewski; Alaric M. Eby; Andras L. Ferenczi; Magdalena Selma
- Web page: https://patentgrep.com/patent/US12223492B2

## CPC

- G06Q 20/20: Point-of-sale [POS] network systems
- G06Q 20/325: {using wireless networks}
- G06Q 20/202: {Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR}
- G06Q 20/322: {Aspects of commerce using mobile devices [M-devices]}
- G06Q 20/326: {Payment applications installed on the mobile devices}
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR

## Abstract

Disclosed are various embodiments for generating payment accessibility notifications for individuals with impairments. In one non-limiting example, a system includes a first computing device configured to identify a second computing device using a wireless communication protocol in a store location. A first notification for the first computing device is activated based at least in part on an accessibility type. A user interface is displayed for receiving client data, and the client data includes a product entered by a user. An expected amount is determined for the product based at least in part on the client data and transmitted to the second computing device. A pending amount for the product is received from the second computing device. A second notification is activated for the first computing device prior to a completion of the purchase based at least in part on the pending amount and the expected amount.

## Claims

### Claim 1

A system, comprising:
a transceiver device;
a first computing device that comprises a processor and memory; and
machine-readable instructions stored in the memory that, when executed by the processor, cause the first computing device to at least:
identify the first computing device is located within a geolocation boundary for a store location based at least in part on location data associated with the first computing device;
activate the transceiver device to detect a second computing device at the store location using a wireless communication protocol of the transceiver device based at least in part on the first computing device being located within the geolocation boundary for the store location;
generate a communication session with the second computing device using the wireless communication protocol in the store location, the second computing device executing a point of sale application;
activate a first notification for the first computing device based at least in part on an accessibility type associated with the first computing device;
display a user interface for receiving client data, the client data comprising a product entered by a user for a purchase;
determine an expected amount for the product based at least in part on the client data entered;
transmit the expected amount to the second computing device;
receive from the second computing device a pending amount for the product, the pending amount being generated from the second computing device entering the product for the purchase; and
activate a second notification for the first computing device prior to a completion of the purchase based at least in part on the pending amount and the expected amount.

### Claim 2 (depends on 1)

The system of claim 1, wherein the machine-readable instructions, when executed by the processor, cause the first computing device to at least:
determine that a difference between the pending amount and the expected amount exceeds a margin of error threshold; and
wherein the second notification indicates that the pending amount exceeds the margin of error threshold.

### Claim 3 (depends on 1)

The system of claim 1, wherein activating the first notification comprises at least one of activating a vibration from a haptic device of the first computing device, displaying a user interface element on the user interface, or activating an audible sound from a speaker of the first computing device.

### Claim 4 (depends on 1)

The system of claim 1, wherein the second notification comprises an approval feedback indicator for approving of the pending amount based at least in part on a difference between the pending amount and the expected amount.

### Claim 5 (depends on 1)

The system of claim 1, wherein the second notification comprises at least one of a first audible sound for approving the pending amount, a second audible sound for rejecting the pending amount, a first user interface element for approving the pending amount, or a second user interface element for rejecting the pending amount.

### Claim 6 (depends on 1)

The system of claim 1, wherein the accessibility type comprises at least one of: a first type for a hearing impairment, a second type for a vision impairment, or a third type for a learning impairment.

### Claim 7

A method, comprising:
identifying, by a client device, the client device is located within a geolocation boundary for a store location based at least in part on location data associated with the client device;
activating, by the client device, a transceiver device of the client device to detect a second computing device at the store location using a wireless communication protocol of the transceiver device based at least in part on the client device being located within the geolocation boundary for the store location;
generating, by the client device, a communication session with the computing device in the store location using the wireless communication protocol, the computing device executing a point of sale application;
activating, by the client device, a first notification for the client device based at least in part on an accessibility type associated with the client device;
displaying, by the client device, a user interface for receiving client data, the client data comprising a product entered by a user for a purchase;
determining, by the client device, an expected amount for the product based at least in part on the client data entered;
transmitting, by the client device, the expected amount to the computing device;
receiving, by the client device, from the computing device a pending amount for the product, the pending amount being generated from the computing device entering the product for the purchase; and
activating, by the client device, a second notification for the client device prior to a completion of the purchase based at least in part on the pending amount and the expected amount.

### Claim 8 (depends on 7)

The method of claim 7, further comprising:
determining, by the client device, that a difference between the pending amount and the expected amount exceeds a margin of error threshold; and
wherein the second notification indicates that the pending amount exceeds the margin of error threshold.

### Claim 9 (depends on 7)

The method of claim 7, wherein activating the first notification comprises activating a vibration from a haptic device of the client device or generating an audible sound from a speaker of the client device.

### Claim 10 (depends on 7)

The method of claim 7, wherein the first notification comprises an approval feedback indicator for approving of the pending amount based at least in part on a difference between the pending amount and the expected amount.

### Claim 11 (depends on 7)

The method of claim 7, wherein the second notification comprises at least one of a first audible sound for approving the pending amount, a second audible sound for rejecting the pending amount, a first user interface element for approving the pending amount, or a second user interface element for rejecting the pending amount.

### Claim 12 (depends on 7)

The method of claim 7, wherein the accessibility type comprises at least one of: a first type for a hearing impairment, a second type for a vision impairment, or a third type for a learning impairment.

### Claim 13 (depends on 7)

The method of claim 7, wherein the second notification comprises an accept transaction component displayed in the user interface, and further comprising:
receiving a selection of the accept transaction component from the user interface; and
transmitting an approval of the purchase to the computing device.

### Claim 14 (depends on 7)

The method of claim 7, wherein the wireless communication protocol comprises at least one of a Bluetooth protocol, a Wi-Fi protocol, or a Z-wave protocol.

### Claim 15

A non-transitory, computer-readable medium, comprising machine-readable instructions that, when executed by a processor of a first computing device, cause the computing device to at least:
identify the first computing device is located within a geolocation boundary for a store location based at least in part on location data associated with the first computing device;
activate a transceiver device of the first computing device to detect a second computing device at the store location using a wireless communication protocol of the transceiver device based at least in part on the first computing device being located within the geolocation boundary for the store location;
generate a communication session with the second computing device using the wireless communication protocol in the store location, the second computing device executing a point of sale application;
activate a first notification for the first computing device based at least in part on an accessibility type associated with the first computing device;
display a user interface for receiving client data, the client data comprising a product entered by a user for a purchase;
determine an expected amount for the product based at least in part on the client data entered;
transmit the expected amount to the second computing device;
receive from the second computing device a pending amount for the product, the pending amount being generated from the second computing device entering the product for the purchase; and
activate a second notification for the first computing device prior to a completion of the purchase based at least in part on the pending amount and the expected amount.

### Claim 16 (depends on 15)

The non-transitory, computer-readable medium of claim 15, wherein the machine-readable instructions that, when executed by a processor of a computing device, cause the computing device to at least:
determine that a difference between the pending amount and the expected amount exceeds a margin of error threshold; and
wherein the second notification indicates that the pending amount exceeds the margin of error threshold.

### Claim 17 (depends on 15)

The non-transitory, computer-readable medium of claim 15, wherein activating the first notification comprises at least one of activating a vibration from a haptic device of the first computing device, displaying a user interface element on the user interface, or activating an audible sound from a speaker of the first computing device.

### Claim 18 (depends on 15)

The non-transitory, computer-readable medium of claim 15, wherein the second notification comprises an approval feedback indicator for approving of the pending amount based at least in part on a difference between the pending amount and the expected amount.

### Claim 19 (depends on 15)

The non-transitory, computer-readable medium of claim 15, wherein the wherein the second notification comprises at least one of a first audible sound for approving the pending amount, a second audible sound for rejecting the pending amount, a first user interface element for approving the pending amount, or a second user interface element for rejecting the pending amount.

### Claim 20 (depends on 15)

The non-transitory, computer-readable medium of claim 15, wherein the wireless communication protocol comprises at least one of a Bluetooth protocol, a Wi-Fi protocol, or a Z-wave protocol.
