# US 12,217,247 B2 · Transaction methods for mobile wallet operations in a gaming environment

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- Number: US 12,217,247 B2
- Document ID: US12217247B2
- Status: Granted
- Kind: B2
- Application number: 17/648,099
- Filed: 2022-01-14
- Published: 2022-05-05
- Granted: 2025-02-04
- Earliest claimed: 2019-10-11
- Assignees: JCM American Corporation
- Applicants: JCM American Corporation
- Inventors: Mike Nguyen; David Kubajak; Mark Adams; Mark Castilo
- Web page: https://patentgrep.com/patent/US12217247B2

## CPC

- G06Q 20/3678: {e-cash details, e.g. blinded, divisible or detecting double spending}
- G06Q 20/045: {using payment protocols involving tickets}
- G06Q 20/0457: {the tickets being sent electronically}
- G06Q 20/108: {Remote banking, e.g. home banking}
- G06Q 20/14: specially adapted for billing systems
- G06Q 20/204: {comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit}
- G06Q 20/209: {Specified transaction journal output feature, e.g. printed receipt or voice output}
- G06Q 20/322: {Aspects of commerce using mobile devices [M-devices]}
- G06Q 20/326: {Payment applications installed on the mobile devices}
- G06Q 20/3278: {RFID or NFC payments by means of M-devices}
- G06Q 20/36: using electronic wallets or electronic money safes
- G06Q 20/3674: {involving authentication}
- G06Q 20/38215: {Use of certificates or encrypted proofs of transaction rights}
- G06Q 20/3827: {Use of message hashing}
- G06Q 20/385: {using an alias or single-use codes}
- G06Q 20/4014: {Identity check for transactions}
- G06Q 30/0185: {Product, service or business identity fraud}
- G06Q 40/02: Banking, e.g. interest calculation or account maintenance (credit or loans G06Q40/03)
- G06Q 50/34: Betting or bookmaking, e.g. Internet betting
- G07F 17/3225: {Data transfer within a gaming system, e.g. data sent between gaming machines and users}
- G07F 17/3244: {Payment aspects of a gaming system, e.g. payment schemes, setting payout ratio, bonus or consolation prizes}
- G07F 17/3246: {involving coins and/or banknotes}
- G07F 17/42: for ticket printing or like apparatus {, e.g. apparatus for dispensing of printed paper tickets or payment cards}
- H04W 4/80: Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication
- G06Q 20/18: involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
- G06Q 20/325: {using wireless networks}
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G07F: COIN-FREED OR LIKE APPARATUS (coin sorting G07D3/00; coin testing G07D5/00; {handling coins or paper currencies apart from payment activated apparatus G07D; payment architectures, schemes or protocols G06Q20/00})
- H04W: WIRELESS COMMUNICATION NETWORKS (broadcast communication H04H; communication systems using wireless links for non-selective communication, e.g. wireless extensions H04M1/72)

## Abstract

Disclosed herein are systems, methods, and devices for transaction methods for mobile wallet operations in a casino. Various embodiments are directed to applying funds to a user's mobile wallet by transactions at a kiosk, cage, Peripheral System, or other system of the casino. Embodiments are also directed to applying credit to an electronic gaming machine of the casino. Embodiments are also directed to returning or redeeming credit from an electronic gaming machine of the casino to the user. Embodiments are also directed to transferring credit from a mobile wallet to external funds.

## Claims

### Claim 1

A system for accessing electronic funds in a gaming environment, comprising:
at least one player interface device communicably connected to an electronic gaming machine; and
at least one processing unit, communicably connected to the at least one player interface device and the electronic gaming machine, that:
identifies electronic funds maintained by a mobile device and the electronic gaming machine based at least on a first communication between a mobile device and the at least one player interface device and a second communication between the at least one processing unit and the mobile device; and
via a peripheral system, in the form of a casino management system, and a peripheral adapter using an automated funds transfer, credits the electronic gaming machine based on a value associated with the electronic funds maintained by the mobile device.

### Claim 2 (depends on 1)

The system of claim 1, wherein the first communication between the mobile device and the at least one player interface device comprises a NFC communication.

### Claim 3 (depends on 1)

The system of claim 1, wherein the first communication between the mobile device and the at least one player interface device passes at least one of:
a first identifier associated with the electronic credits from the mobile device to the at least one player interface device; or
a second identifier associated with the electronic gaming machine to the mobile device.

### Claim 4 (depends on 1)

The system of claim 1, wherein the player interface device is a NFC device, a bill validator, a TITO system or card reader.

### Claim 5 (depends on 1)

The system of claim 1, wherein the electronic funds are held in a mobile wallet.

### Claim 6

A system for accessing electronic funds in a gaming environment, comprising:
at least one player interface device communicably connected to an electronic gaming machine; and
at least one processing unit, communicably connected to the at least one player interface device and the electronic gaming machine, that:
identifies electronic funds maintained by a mobile device and the electronic gaming machine based at least on a first communication between the mobile device and the at least one player interface device and a second communication between the at least one processing unit and the mobile device; and
in response to a cash out event related to credits on the electronic gaming machine:
creates a virtual ticket with an associated value that corresponds to the credits on the electronic gaming machine; and
via a peripheral system, in the form of a casino management system, and a peripheral adapter using an automated funds transfer, adds the value of the virtual ticket to the electronic funds maintained by the mobile device.

### Claim 7 (depends on 6)

The system of claim 6, wherein the first communication between the mobile device and the at least one player interface device passes an identifier associated with the mobile wallet account from the mobile device to the at least one player interface device.

### Claim 8 (depends on 7)

The system of claim 7, wherein the identifier comprises a hash.

### Claim 9 (depends on 6)

The system of claim 6, wherein the first communication between the mobile device and the at least one player interface device passes an identifier associated with the electronic gaming machine to the mobile device.

### Claim 10 (depends on 9)

The system of claim 9, wherein the at least one processing unit receives the identifier from the mobile device.

### Claim 11 (depends on 6)

The system of claim 6, wherein the player interface device is a NFC device, a bill validator, a TITO system or card reader.

### Claim 12 (depends on 6)

The system of claim 6, wherein the electronic funds are held in a mobile wallet.

### Claim 13

A system for accessing electronic funds in a gaming environment, comprising:
at least one player interface device communicably connected to an electronic gaming machine;
a bill validator communicably connected to the electronic gaming machine; and
at least one processing unit, communicably connected to the at least one player interface device, the bill validator, and the electronic gaming machine, that:
identifies electronic funds maintained by a mobile device and at least one of the electronic gaming machine or the bill validator based at least on a first communication between the mobile device and the at least one player interface device and a second communication between the at least one processing unit and the mobile device;
determines that the bill validator receives a document;
creates a virtual ticket corresponding to the document; and
via a peripheral system, in the form of a casino management system, and a peripheral adapter using an automated funds transfer, adds a value of the virtual ticket to the electronic funds maintained by the mobile device.

### Claim 14 (depends on 12)

The system of claim 12, wherein the document is a physical ticket.

### Claim 15 (depends on 12)

The system of claim 12, wherein the first communication between the mobile device and the at least one player interface device passes an identifier associated with the bill validator to the mobile device.

### Claim 16 (depends on 12)

The system of claim 12, wherein the first communication between the mobile device and the at least one player interface device comprises a near-field communication.

### Claim 17 (depends on 12)

The system of claim 12, wherein the electronic funds are held in a mobile wallet.

### Claim 18

A system for accessing electronic funds in a gaming environment, comprising:
at least one player interface device communicably connected to an electronic gaming machine;
a bill validator communicably connected to the electronic gaming machine; and
at least one processing unit, communicably connected to the at least one player interface device, the bill validator, and the electronic gaming machine, that:
identifies electronic funds maintained by a mobile device and at least one of the electronic gaming machine or the bill validator based at least on a first communication between the mobile device and the at least one player interface device and a second communication between the at least one processing unit and the mobile device;
determines that the bill validator receives a ticket; and
via a peripheral system, in the form of a casino management system, and a peripheral adapter using an automated funds transfer, adds a value of the ticket to the electronic funds maintained by the mobile device.

### Claim 19 (depends on 18)

The system of claim 18, wherein the ticket is a physical ticket.

### Claim 20 (depends on 18)

The system of claim 18, wherein the ticket is a virtual ticket.
