# US 12,192,191 B1 · Multitiered interfacing architecture

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- Number: US 12,192,191 B1
- Document ID: US12192191B1
- Status: Granted
- Kind: B1
- Application number: 18/216,333
- Filed: 2023-06-29
- Granted: 2025-01-07
- Earliest claimed: 2022-10-05
- Assignees: Progressive Casualty Insurance Company
- Applicants: Progressive Casualty Insurance Company
- Inventors: Matthew Todd White; David Mark Krew
- Web page: https://patentgrep.com/patent/US12192191B1

## CPC

- H04L 63/0823: {using certificates (cryptographic mechanisms or cryptographic arrangements for entity authentication involving certificates H04L9/3263)}
- G06Q 40/08: Insurance
- H04L: TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION (arrangements common to telegraphic and telephonic communication H04M)
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR

## Abstract

A system and method provide access to a remote resource locally by requesting content from an original address and receiving a first requested content and a first redirect uniform resource locator in response. The first redirect uniform resource locator reroutes the navigation from the original address requested to a redirect destination address that serves an access token. The system and method unlock access to a second application programming interface in response to validating the access token served by the redirect destination address and receives a second requested content and a second redirect uniform resource locator in response to transmitting the access token to the original address. The second redirect uniform resource locator transfers a user to an environment residing at an address different from the original address and the redirect destination address.

## Claims

### Claim 1

A system that provides local access to remote services and remote data comprising:
a parallel circuit that transfers data between a plurality of components;
a volatile memory;
a processor that reads to and writes to the volatile memory;
a computer readable medium storing a program in a non-transitory media that provides access to a plurality of remote resources locally by:
requesting content from an original address from a user request;
receiving a first user requested content and a first redirect uniform resource locator in response to the requesting content from the original address that reroutes a navigation from the original address the user requested to a redirect destination address that serves an access token;
unlocking access to an application programming interface in response to validating the access token served by the redirect destination address; and
receiving a second requested content and a second redirect uniform resource locator in response to transmitting the access token to the original address;
the second requested content generated by a first machine learning engine that generates machine learning responses that include an insurance rate or an insurance quote;
the second redirect uniform resource locator transfers a user to an environment rendered at an address different from the original address and different from the redirect destination address.

### Claim 2 (depends on 1)

The system of claim 1 where the first redirect uniform resource locator includes a first field that comprises the original address of a first server and a second field that comprises a destination address in a destination field.

### Claim 3 (depends on 2)

The system of claim 2 where the first redirect uniform resource locator includes a third field that established a permanence of the redirection of the first redirect uniform resource locator and a cache header.

### Claim 4 (depends on 2)

The system of claim 2 where the second redirect uniform resource locator includes a third field that established a permanence of the redirection of the second redirect uniform resource locator and a cache header.

### Claim 5 (depends on 1)

The system of claim 1 where the access token comprises data that includes a client identifier, a grant type designation based on a user's credentials and a stateful identifier.

### Claim 6 (depends on 1)

The system of claim 1 where the second requested content is generated by a second machine learning engine different from the first machine learning engine.

### Claim 7 (depends on 6)

The system of claim 6 where the first machine learning engine and the second machine learning engine comprise a plurality of machine learning engines operating in a parallel configuration.

### Claim 8 (depends on 6)

The system of claim 6 where the first machine learning engine and the second machine learning engine comprise a plurality of machine learning engines operating in a serial configuration where an output of the first machine learning engine is transmitted to an input of the second machine learning engine.

### Claim 9 (depends on 8)

The system of claim 8 where a machine learning engine residual of the plurality of machine learning engines is less than the machine learning residual of the first machine learning engine.

### Claim 10 (depends on 1)

The system of claim 1 where the computer readable medium storing the program in the non-transitory media that provides access to the plurality of remote resources locally further includes program code that renders the first requested content based on local data collected by:
identifying and downloading linked content from a plurality of remote sources through a communication network;
converting the downloaded content into local content elements by intercepting links between the content elements and mapping the intercepted links to redirected links that locate the same downloaded content in a local cache; and
providing access to the local cache in response to the user's request.

### Claim 11 (depends on 1)

The system of claim 1 where the access token includes a tracking code that is used to identify a user's plurality of user devices and is used to identify a user's active device from the user's plurality of devices that is to receive the second requested content and the second redirect uniform resource locator.

### Claim 12 (depends on 1)

The system of claim 1 where the first requested content comprises a disclosure and the second requested content comprises a confirmation of insurance.

### Claim 13 (depends on 1)

The system of claim 1 where the first requested content is generated from data sourced from a data fill engine and a loss underwriting exchange system.

### Claim 14 (depends on 1)

The system of claim 1 where the second requested content includes an encrypted tacking code that identifies a form factor of a user device requesting content from the original address.

### Claim 15 (depends on 1)

The system of claim 1 where a tracking code authenticates multiple user devices with the same communication session.

### Claim 16

A computer readable medium storing a program in a non-transitory media that provides access to a plurality of remote resources locally by:
requesting content from an original address a user requests;
receiving a first requested content and a first redirect uniform resource locator in response to the requesting content from the original address that reroutes a navigation from the original address the user requested to a redirect destination address that serves an access token;
unlocking access to an application programming interface in response to validating the access token served by the redirect destination address; and
receiving a second requested content related to insurance services and second redirect uniform resource locator in response to transmitting the access token to the original address;
the second redirect uniform resource locator transfers a user to an environment rendered at an address different from the original address and different from the redirect destination address.

### Claim 17 (depends on 16)

The computer readable medium of claim 16 where the first requested content comprises a statutory disclosure and the second requested content comprises insurance information.

### Claim 18 (depends on 16)

The computer readable medium of claim 16 where the second requested content comprises a confirmation of insurance.

### Claim 19

A system that provides local access to remote services and remote data comprising:
a computer readable medium storing a program in a non-transitory media that provides access to a plurality of remote resources locally by:
requesting content from an original address from a user request;
receiving a first user requested content and a first redirect uniform resource locator in response to the requesting content from the original address that reroutes a navigation from the original address the user requested to a redirect destination address that serves an access token;
unlocking access to an application programming interface in response to validating the access token served by the redirect destination address; and
receiving a second requested content and a second redirect uniform resource locator in response to transmitting the access token to the original address;
the second requested content being generated by a first machine learning engine that generates machine learning responses that include a confirmation of insurance;
the second redirect uniform resource locator transfers a user to an environment rendered at an address different from the original address and different from the redirect destination address.

### Claim 20 (depends on 12)

The system of claim 12 where the second requested content is generated by a first machine learning engine that generates machine learning responses.
