System and method to prevent unauthorized usage of card readers and modular electronic funds transfer point of sale device
AssigneeStripe, Inc.
InventorsHwai Sian Tsai, Chi Wah Lo
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Abstract
A contactless card reader comprises a contactless card reader front-end coupled to a processor. A communications module is coupled to the processor and a set of sensors is coupled to the processor. The set of sensors determines parameters related to the location, orientation and motion of the card reader. The processor receives the parameters from the set of sensors and utilizes the parameters and scenario configuration data to evaluate a rule. The result of the evaluation of the rule results in a limitation on the operation of the card reader. The communications module is configured to intermittently receive the scenario configuration data from external sources.
Claims20
A terminal device comprising:
- a processor;
- a card holder authenticator coupled with the processor;
- a card reader, coupled with the processor and the card holder authenticator;
- and
- the processor receiving a set of parameters related to a location, orientation and motion associated with the card reader from a set of sensors coupled to the processor, and utilizing the set of parameters and first scenario configuration data to evaluate a first rule,
- wherein the evaluation of the first rule results in a limitation on an operation of the card reader, said first scenario configuration data is based on a classification of a first mobility of the card reader, and the classification of the first mobility of the card reader comprises selection of a usage location of the card reader either being static or in motion.
A method for reading a card in a usage location, the method comprising:
- receiving, by a processor of a terminal device, a set of parameters related to a location, orientation and motion associated with a card reader from a set of sensors coupled to the processor, the card reader and a card holder authenticator are comprised in the terminal device;
- utilizing, by the processor of the terminal device, the set of parameters and scenario configuration data to evaluate one or more rules, and said scenario configuration data is based on a classification of a mobility of the card reader, wherein the classification of the mobility of the card reader comprises selection of the usage location of the card reader either being static or in motion;
- and
- limiting, by the processor of the terminal, an operation of the card reader based on the evaluation of the one or more rules.
Dependencies are inferred from the claim text.