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US 12,165,151 B2Granted
Wireless devices for storing a financial account card and methods for storing card data in a wireless device
AssigneeCapital One Services, LLC
InventorGregory Gannon
Life of this patent
Estimating the term…
Abstract
A non-transitory computer-readable medium stores instructions causing a processor to generate a menu displaying representations of a plurality of cards, the cards having associated card data; receive, from a user input device, a selection corresponding to a selected one of the cards; update the menu to display a representation of the selection; and authorize transmission of the card data associated with the selected card to complete a transaction.
Claims20
One or more non-transitory computer-readable media, storing instructions that, when executed on one or more processors, cause the one or more processors to:
- generate a menu displaying representations of a plurality of cards on a display of a client device, wherein each card of the plurality of cards is associated with corresponding card data;
- receive, from a user input device associated with the client device, a selection of a representation corresponding to a card of the plurality of cards;
- determine, based on the client device reading a current card, whether the card of the plurality of cards is within a vicinity of the client device;
- based on determining that the card of the plurality of cards is not within the vicinity of the client device, automatically update the menu to display a security prompt requesting a security code;
- and
- based on determining that the card of the plurality of cards is read by the client device or that the security code satisfies the security prompt, input, using a radio frequency identification writer, card data corresponding to the card of the plurality of cards into a radio frequency identification tag and authorize transmission of the card data using the radio frequency identification tag to complete a transaction.
3 more elements
A method comprising:
- generating a menu displaying representations of a plurality of cards on a display of a client device, wherein each card of the plurality of cards is associated with corresponding card data;
- receiving a selection of a representation corresponding to a card of the plurality of cards;
- determining, based on the client device reading a current card, whether the card of the plurality of cards is within a vicinity of the client device;
- based on determining that the card of the plurality of cards is not within the vicinity of the client device, automatically updating the menu to display a security prompt requesting a security code;
- and
- based on determining that the card of the plurality of cards is within the vicinity of the client device or that the security code satisfies the security prompt, inputting, using a radio frequency identification writer, card data corresponding to the card of the plurality of cards into a radio frequency identification tag and authorize transmission of the card data using the radio frequency identification tag to complete a transaction.
3 more elements
A system comprising:
- one or more processors;
- and
- one or more memory devices storing instructions that, when executed the one or more processors, cause the one or more processors to:
- generate a menu displaying representations of a plurality of cards on a display of a client device, wherein each card of the plurality of cards is associated with corresponding card data;
- receive a selection of a representation corresponding to a card of the plurality of cards;
- determine, based on the client device reading a current card, whether the card of the plurality of cards is within a vicinity of the client device;
- based on determining that the card of the plurality of cards is not within the vicinity of the client device, automatically update the menu to display a security prompt requesting a security code;
- and
- based on determining that the card of the plurality of cards is within the vicinity of the client device or that the security code satisfies the security prompt, input, using a radio frequency identification writer, card data corresponding to the card of the plurality of cards into a radio frequency identification tag and authorize transmission of the card data using the radio frequency identification tag to complete a transaction.
6 more elements
Dependencies are inferred from the claim text.