# US 12,118,562 B2 · Configuring an account for a second user identity > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 12,118,562 B2 - Document ID: US12118562B2 - Status: Granted - Kind: B2 - Application number: 17/101,941 - Filed: 2020-11-23 - Published: 2021-12-02 - Granted: 2024-10-15 - Earliest claimed: 2020-05-29 - Assignees: Apple Inc. - Applicants: Apple Inc. - Inventors: Mischa McLachlan - Web page: https://patentgrep.com/patent/US12118562B2 ## CPC - G06F 21/6218: {to a system of files or objects, e.g. local or distributed file system or database} - G06Q 20/405: {Establishing or using transaction specific rules} - G06F 3/0482: Interaction with lists of selectable items, e.g. menus - G06F 3/04842: Selection of displayed objects or displayed text elements (G06F3/0482 takes precedence) - G06F 3/04847: Interaction techniques to control parameter settings, e.g. interaction with sliders or dials - G06F 3/0488: using a touch-screen or digitiser, e.g. input of commands through traced gestures - G06F 8/38: for implementing user interfaces - G06F 9/451: Execution arrangements for user interfaces - G06Q 20/10: specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems - G06Q 20/108: {Remote banking, e.g. home banking} - G06Q 20/123: {Shopping for digital content} - G06Q 20/229: {Hierarchy of users of accounts} - G06Q 20/3226: {Use of secure elements separate from M-devices} - G06Q 20/3263: {characterised by activation or deactivation of payment capabilities} - G06Q 20/386: {using messaging services or messaging apps (using mobile network messaging services for payment, e.g. SMS G06Q20/3255)} - G06Q 40/02: Banking, e.g. interest calculation or account maintenance (credit or loans G06Q40/03) - H04L 63/102: {Entity profiles} - H04L 63/20: {for managing network security; network security policies in general (filtering policies H04L63/0227)} - G06F 21/32: using biometric data, e.g. fingerprints, iris scans or voiceprints - G06Q 20/3267: {In-app payments} - G06F: ELECTRIC DIGITAL DATA PROCESSING (computer systems based on specific computational models G06N) - G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR - H04L: TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION (arrangements common to telegraphic and telephonic communication H04M) ## Abstract The present disclosure generally relates to a computer system associated with a first user identity and a user interface for configuring an account for use by one or more devices associated with a second user identity. The user interface includes a control for selecting between a first account option that enables transfers between the account and only a first set of user accounts and a second account option that enables transfers between the account and a second set of user accounts, the second set of user accounts including the first set of user accounts and one or more additional user accounts associated with additional users. In response to receiving a request to configure the account, the account is configured with the first account option when the first account option is selected and the account is configured with the second account option when the second account option is selected. ## Claims ### Claim 1 A computer system associated with a first user identity, comprising: a display generation component; one or more input devices; one or more processors; and memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for: displaying, via the display generation component, a user interface for configuring an account for a service for use by one or more devices associated with a second user identity, wherein displaying the user interface includes concurrently displaying: a first graphical user interface object that, when selected by an input detected via the one or more input devices, displays a first indicator; and a second graphical user interface object independently selectable from the first graphical user interface object that, when selected by an input detected via the one or more input devices, displays a second indicator; while displaying, via the display generation component, the user interface, detecting, via the one or more input devices, an input corresponding to a request to configure the account; and in response to detecting the input corresponding to the request to configure the account: in accordance with a determination that the first graphical user interface object is currently selected, transmitting a request to configure the account with an account setting corresponding to the first graphical user interface object, wherein: transfers are permitted between the account configured with the account setting corresponding to the first graphical user interface object and only a first set of user accounts for the service; transfers are restricted between the account configured with the account setting corresponding to the first graphical user interface object and all user accounts for the service other than the first set of user accounts; and the first set of user accounts are associated with a predetermined set of users of the service including the first user identity; and in accordance with a determination that the second graphical user interface object is currently selected, transmitting a request to configure the account with an account setting corresponding to the second graphical user interface object, wherein: transfers are permitted between the account configured with the account setting corresponding to the second graphical user interface object and a second set of user accounts for the service; and the second set of user accounts includes the first set of user accounts and at least one or more additional user accounts associated with additional users of the service. ### Claim 2 (depends on 1) The computer system of claim 1, wherein the one or more programs further include instructions for: subsequent to transmitting the request to configure the account with an account setting corresponding to the first graphical user interface object or the request to configure the account with an account setting corresponding to the second graphical user interface object, providing an indication that the account is available for use by the one or more devices associated with the second user identity. ### Claim 3 (depends on 1) The computer system of claim 1, wherein the transfers include transfers of data quota. ### Claim 4 (depends on 1) The computer system of claim 1, wherein the transfers include transfers of money. ### Claim 5 (depends on 1) The computer system of claim 1, wherein the one or more programs further include instructions for: prior to detecting the input corresponding to the request to configure the account, detecting, via the one or more input devices, an input selecting the first graphical user interface object or the second graphical user interface object. ### Claim 6 (depends on 1) The computer system of claim 1, wherein the account is configured for use by the one or more devices associated with the second user identity without input at the one or more devices associated with the second user identity. ### Claim 7 (depends on 6) The computer system of claim 6, wherein the one or more programs further include instructions for: after detecting the input corresponding to the request to configure the account, transmitting a request to perform a transfer to the account. ### Claim 8 (depends on 1) The computer system of claim 1, wherein the one or more programs further include instructions for: prior to configuring the account, requesting confirmation from the second user identity prior to enabling the account to be used by a device associated with the second user identity. ### Claim 9 (depends on 1) The computer system of claim 1, wherein the one or more programs further include instructions for: after configuring the account: displaying, via the display generation component, an option that, when selected, initiates a process to request a transfer to the account. ### Claim 10 (depends on 1) The computer system of claim 1, wherein displaying the user interface for configuring the account includes: displaying, via the display generation component, an option that, when selected, causes transfers to be restricted between the account and an account associated with an application on the one or more devices associated with the second user identity. ### Claim 11 (depends on 1) The computer system of claim 1, wherein displaying the user interface for configuring the account includes: displaying, via the display generation component, an option that, when selected, causes transfers to be restricted between the account and an account not associated with an application on the one or more devices associated with the second user identity. ### Claim 12 (depends on 1) The computer system of claim 1, wherein displaying the user interface for configuring the account includes: displaying, via the display generation component, an option that, when selected, causes a notification to be received in response to one or more future transfers between the account and a second account. ### Claim 13 (depends on 12) The computer system of claim 12, wherein the notification includes one or more of an amount of the transfer and an identification of the second account. ### Claim 14 (depends on 1) The computer system of claim 1, wherein displaying the user interface for configuring the account includes: displaying, via the display generation component, an option that, when selected, causes the account to be disabled. ### Claim 15 (depends on 14) The computer system of claim 14, wherein the one or more programs further include instructions for: in response to detecting, via the one or more input devices, an input selecting the option that, when selected, causes the account to be disabled, transmitting a request for the one or more devices associated with the second user identity to display a notification that the account is disabled. ### Claim 16 (depends on 1) The computer system of claim 1, wherein the one or more programs further include instructions for: displaying, via the display generation component, a user interface for viewing one or more user identities, the user interface including an indication that one or more user identities are available to have an account configured. ### Claim 17 (depends on 16) The computer system of claim 16, wherein the indication includes a status of the account. ### Claim 18 (depends on 16) The computer system of claim 16, wherein the one or more programs further include instructions for: while displaying the user interface for viewing one or more user identities, detecting, via the one or more input devices, an input selecting the second user identity from the one or more user identities; and in response to detecting the input selecting the second user identity, displaying, via the display generation component, a second user interface for configuring the account for use by one or more devices associated with the second user identity. ### Claim 19 (depends on 1) The computer system of claim 1, wherein transmitting the request to configure the account with an account setting corresponding to the first graphical user interface object includes transmitting the request to configure the account with an account setting corresponding to the first graphical user interface object to a remote server associated with the service and further associated with the first user identity and the second user identity. ### Claim 20 (depends on 1) The computer system of claim 1, wherein the one or more additional users of the service do not have an established relationship with the first user identity. ### Claim 21 A non-transitory computer-readable storage medium storing one or more programs configured to be executed by one or more processors of a computer system that is associated with a first user identity, the computer system having a display generation component and one or more input devices, the one or more programs including instructions for: displaying, via the display generation component, a user interface for configuring an account for a service for use by one or more devices associated with a second user identity, wherein displaying the user interface includes concurrently displaying: a first graphical user interface object that, when selected by an input detected via the one or more input devices, displays a first indicator; and a second graphical user interface object independently selectable from the first graphical user interface object that, when selected by an input detected via the one or more input devices, displays a second indicator; while displaying, via the display generation component, the user interface, detecting, via the one or more input devices, an input corresponding to a request to configure the account; and in response to detecting the input corresponding to the request to configure the account: in accordance with a determination that the first graphical user interface object is currently selected, transmitting a request to configure the account with an account setting corresponding to the first graphical user interface object, wherein: transfers are permitted between the account configured with the account setting corresponding to the first graphical user interface object and only a first set of user accounts for the service; transfers are restricted between the account configured with the account setting corresponding to the first graphical user interface object and all user accounts for the service other than the first set of user accounts; and the first set of user accounts are associated with a predetermined set of users of the service including the first user identity; and in accordance with a determination that the second graphical user interface object is currently selected, transmitting a request to configure the account with an account setting corresponding to the second graphical user interface object, wherein: transfers are permitted between the account configured with the account setting corresponding to the second graphical user interface object and a second set of user accounts for the service; and the second set of user accounts includes the first set of user accounts and at least one or more additional user accounts associated with additional users of the service. ### Claim 22 (depends on 21) The non-transitory computer-readable storage medium of claim 21, wherein the one or more programs further include instructions for: subsequent to transmitting the request to configure the account with an account setting corresponding to the first graphical user interface object or the request to configure the account with an account setting corresponding to the second graphical user interface object, providing an indication that the account is available for use by the one or more devices associated with the second user identity. ### Claim 23 (depends on 21) The non-transitory computer-readable storage medium of claim 21, wherein the one or more programs further include instructions for: prior to detecting the input corresponding to the request to configure the account, detecting, via the one or more input devices, an input selecting the first graphical user interface object or the second graphical user interface object. ### Claim 24 (depends on 21) The non-transitory computer-readable storage medium of claim 21, wherein the account is configured for use by the one or more devices associated with the second user identity without input at the one or more devices associated with the second user identity. ### Claim 25 (depends on 24) The non-transitory computer-readable storage medium of claim 24, wherein the one or more programs further include instructions for: after detecting the input corresponding to the request to configure the account, transmitting a request to perform a transfer to the account. ### Claim 26 (depends on 21) The non-transitory computer-readable storage medium of claim 21, wherein the one or more programs further include instructions for: prior to configuring the account, requesting confirmation from the second user identity prior to enabling the account to be used by a device associated with the second user identity. ### Claim 27 (depends on 21) The non-transitory computer-readable storage medium of claim 21, wherein the one or more programs further include instructions for: after configuring the account: displaying, via the display generation component, an option that, when selected, initiates a process to request a transfer to the account. ### Claim 28 (depends on 21) The non-transitory computer-readable storage medium of claim 21, wherein displaying the user interface for configuring the account includes: displaying, via the display generation component, an option that, when selected, causes transfers to be restricted between the account and an account associated with an application on the one or more devices associated with the second user identity. ### Claim 29 (depends on 21) The non-transitory computer-readable storage medium of claim 21, wherein displaying the user interface for configuring the account includes: displaying, via the display generation component, an option that, when selected, causes transfers to be restricted between the account and an account not associated with an application on the one or more devices associated with the second user identity. ### Claim 30 (depends on 21) The non-transitory computer-readable storage medium of claim 21, wherein displaying the user interface for configuring the account includes: displaying, via the display generation component, an option that, when selected, causes a notification to be received in response to one or more future transfers between the account and a second account. ### Claim 31 (depends on 21) The non-transitory computer-readable storage medium of claim 21, wherein displaying the user interface for configuring the account includes: displaying, via the display generation component, an option that, when selected, causes the account to be disabled. ### Claim 32 (depends on 31) The non-transitory computer-readable storage medium of claim 31, wherein the one or more programs further include instructions for: in response to detecting, via the one or more input devices, an input selecting the option that, when selected, causes the account to be disabled, transmitting a request for the one or more devices associated with the second user identity to display a notification that the account is disabled. ### Claim 33 (depends on 21) The non-transitory computer-readable storage medium of claim 21, wherein the one or more programs further include instructions for: displaying, via the display generation component, a user interface for viewing one or more user identities, the user interface including an indication that one or more user identities are available to have an account configured. ### Claim 34 (depends on 21) The non-transitory computer-readable storage medium of claim 21, wherein transmitting the request to configure the account with an account setting corresponding to the first graphical user interface object includes transmitting the request to configure the account with an account setting corresponding to the first graphical user interface object to a remote server associated with the service and further associated with the first user identity and the second user identity. ### Claim 35 (depends on 21) The non-transitory computer-readable storage medium of claim 21, wherein the one or more additional users of the service do not have an established relationship with the first user identity. ### Claim 36 A method, comprising: at a computer system that is associated with a first user identity, the computer system having a display generation component and one or more input devices: displaying, via the display generation component, a user interface for configuring an account for a service for use by one or more devices associated with a second user identity, wherein displaying the user interface includes concurrently displaying: a first graphical user interface object that, when selected by an input detected via the one or more input devices, displays a first indicator; and a second graphical user interface object independently selectable from the first graphical user interface object that, when selected by an input detected via the one or more input devices, displays a second indicator; while displaying, via the display generation component, the user interface, detecting, via the one or more input devices, an input corresponding to a request to configure the account; and in response to detecting the input corresponding to the request to configure the account: in accordance with a determination that the first graphical user interface object is currently selected, transmitting a request to configure the account with an account setting corresponding to the first graphical user interface object, wherein: transfers are permitted between the account configured with the account setting corresponding to the first graphical user interface object and only a first set of user accounts for the service; transfers are restricted between the account configured with the account setting corresponding to the first graphical user interface object and all user accounts for the service other than the first set of user accounts; and the first set of user accounts are associated with a predetermined set of users of the service including the first user identity; and in accordance with a determination that the second graphical user interface object is currently selected, transmitting a request to configure the account with an account setting corresponding to the second graphical user interface object, wherein: transfers are permitted between the account configured with the account setting corresponding to the second graphical user interface object and a second set of user accounts for the service; and the second set of user accounts includes the first set of user accounts and at least one or more additional user accounts associated with additional users of the service. ### Claim 37 (depends on 36) The method of claim 36, further comprising: subsequent to transmitting the request to configure the account with an account setting corresponding to the first graphical user interface object or the request to configure the account with an account setting corresponding to the second graphical user interface object, providing an indication that the account is available for use by the one or more devices associated with the second user identity. ### Claim 38 (depends on 36) The method of claim 36, further comprising: prior to detecting the input corresponding to the request to configure the account, detecting, via the one or more input devices, an input selecting the first graphical user interface object or the second graphical user interface object. ### Claim 39 (depends on 36) The method of claim 36, wherein the account is configured for use by the one or more devices associated with the second user identity without input at the one or more devices associated with the second user identity. ### Claim 40 (depends on 39) The method of claim 39, further comprising: after detecting the input corresponding to the request to configure the account, transmitting a request to perform a transfer to the account. ### Claim 41 (depends on 36) The method of claim 36, further comprising: prior to configuring the account, requesting confirmation from the second user identity prior to enabling the account to be used by a device associated with the second user identity. ### Claim 42 (depends on 36) The method of claim 36, further comprising: after configuring the account: displaying, via the display generation component, an option that, when selected, initiates a process to request a transfer to the account. ### Claim 43 (depends on 36) The method of claim 36, wherein displaying the user interface for configuring the account includes: displaying, via the display generation component, an option that, when selected, causes transfers to be restricted between the account and an account associated with an application on the one or more devices associated with the second user identity. ### Claim 44 (depends on 36) The method of claim 36, wherein displaying the user interface for configuring the account includes: displaying, via the display generation component, an option that, when selected, causes transfers to be restricted between the account and an account not associated with an application on the one or more devices associated with the second user identity. ### Claim 45 (depends on 20) The method of claim 20, wherein displaying the user interface for configuring the account includes: displaying, via the display generation component, an option that, when selected, causes a notification to be received in response to one or more future transfers between the account and a second account. ### Claim 46 (depends on 36) The method of claim 36, wherein displaying the user interface for configuring the account includes: displaying, via the display generation component, an option that, when selected, causes the account to be disabled. ### Claim 47 (depends on 46) The method of claim 46, further comprising: in response to detecting, via the one or more input devices, an input selecting the option that, when selected, causes the account to be disabled, transmitting a request for the one or more devices associated with the second user identity to display a notification that the account is disabled. ### Claim 48 (depends on 36) The method of claim 36, further comprising: displaying, via the display generation component, a user interface for viewing one or more user identities, the user interface including an indication that one or more user identities are available to have an account configured. ### Claim 49 (depends on 36) The method of claim 36, wherein transmitting the request to configure the account with an account setting corresponding to the first graphical user interface object includes transmitting the request to configure the account with an account setting corresponding to the first graphical user interface object to a remote server associated with the service and further associated with the first user identity and the second user identity. ### Claim 50 (depends on 36) The method of claim 36, wherein the one or more additional users of the service do not have an established relationship with the first user identity.