# US 12,112,220 B1 · Authenticating a physical card using sensor data

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- Number: US 12,112,220 B1
- Document ID: US12112220B1
- Status: Granted
- Kind: B1
- Application number: 18/348,644
- Filed: 2023-07-07
- Granted: 2024-10-08
- Earliest claimed: 2023-07-07
- Assignees: Capital One Services, LLC
- Applicants: Capital One Services, LLC
- Inventors: Leeyat Bracha Tessler; Alexander Mireles; Hazar Alsahnawi; Dennis Liu
- Web page: https://patentgrep.com/patent/US12112220B1

## CPC

- G06K 19/073: Special arrangements for circuits, e.g. for protecting identification code in memory (protection against unauthorised use of computer memory G06F12/14)
- G06V 10/147: Details of sensors, e.g. sensor lenses (fingerprint or palmprint sensors G06V40/13; vascular sensors G06V40/145; eye sensors G06V40/19)
- G06V 10/95: {structured as a network, e.g. client-server architectures}
- G06V 20/20: in augmented reality scenes
- G06V 20/64: Three-dimensional [3D] objects
- G06V 20/95: {Pattern authentication; Markers therefor; Forgery detection}
- G06V 30/10: Character recognition
- G06K: GRAPHICAL DATA READING (image or video recognition or understanding G06V); PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06V: IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING

## Abstract

In some implementations, a device may obtain video and/or lidar data relating to a physical card captured while the physical card is flipped from a first side of the physical card to a second side of the physical card. The device may determine an authenticity of the physical card, where the authenticity of the physical card is based at least in part on one or more physical characteristics of the physical card identifiable from the video and/or the lidar data. The one or more physical characteristics may relate to a thickness of the physical card, a length and width of the physical card, a shape of the physical card, and/or a design feature of the physical card. The device may cause, based on a determination that the physical card is authentic, information associated with the physical card to be transmitted or stored to be used in connection with a transaction.

## Claims

### Claim 1

A device for authenticating a physical card using sensor data, the device comprising:
one or more memories; and
one or more processors, communicatively coupled to the one or more memories, configured to:
cause the device to operate in an environment-viewing mode in which a real-world environment is viewable via a display of the device;
capture, in the environment-viewing mode and using multiple cameras of the device, video of a physical card while the physical card is flipped from a first side of the physical card to a second side of the physical card,
wherein the video includes at least a first video of the physical card from a first camera angle using a first camera of the multiple cameras and a second video of the physical card from a second camera angle using a second camera of the multiple cameras;
transmit an authentication request that includes the video;
receive an authentication response that includes an indication of an authenticity of the physical card,
wherein the authenticity of the physical card is based at least in part on one or more physical characteristics of the physical card identifiable from the video, and
wherein the one or more physical characteristics relate to one or more of a thickness of the physical card, a length and width of the physical card, or a shape of the physical card;
cause, based on the indication indicating that the physical card is authentic, information associated with the physical card to be transmitted or stored to be used in connection with a transaction; and
cause, based on the indication indicating that the physical card is authentic, the device to exit the environment-viewing mode.

### Claim 2 (depends on 1)

The device of claim 1, wherein the one or more processors, to capture the video of the physical card, are configured to:
capture the video and lidar data relating to the physical card while the physical card is flipped from the first side to the second side,
wherein the authentication request includes the video and the lidar data.

### Claim 3 (depends on 1)

The device of claim 1, wherein the one or more processors, to cause the device to operate in the environment-viewing mode, are configured to:
cause the device to switch from operating in a virtual reality mode to operating in the environment-viewing mode.

### Claim 4 (depends on 1)

The device of claim 1, wherein the one or more processors are further configured to:
cause, in the environment-viewing mode, presentation of an augmented reality element that indicates a target location for the physical card.

### Claim 5 (depends on 1)

The device of claim 1, wherein the authentication response further identifies at least one of textual information present on the physical card or the one or more physical characteristics, and
wherein the one or more processors are further configured to:
determine that the physical card is associated with an entity based on at least one of the textual information or the one or more physical characteristics; and
cause presentation of content on the display that is restricted to users having accounts with the entity.

### Claim 6 (depends on 1)

The device of claim 1, wherein the environment-viewing mode is a passthrough mode of the device.

### Claim 7 (depends on 1)

The device of claim 1, wherein the device is a virtual reality device.

### Claim 8

A method of authenticating a physical card using sensor data, comprising:
obtaining, by a device, video of a physical card captured using multiple cameras,
wherein the video includes at least a first video of the physical card from a first camera angle using a first camera of the multiple cameras and a second video of the physical card from a second camera angle using a second camera of the multiple cameras;
identifying, by the device and using optical character recognition on the video, textual information present on the physical card;
identifying, by the device and based on the video, one or more physical characteristics of the physical card,
wherein the one or more physical characteristics relates to one or more of a thickness of the physical card, a shape of the physical card, a length and width of the physical card, or a design feature of the physical card;
determining, by the device, an authenticity of the physical card based on the textual information and the one or more physical characteristics; and
causing, by the device, a message indicating the authenticity of the physical card to be presented on a display.

### Claim 9 (depends on 8)

The method of claim 8, wherein determining the authenticity of the physical card comprises:
determining that a number in the textual information corresponds to an account number; and
determining that a name in the textual information is associated with the account number,
wherein the number corresponding to the account number and the name being associated with the account number is indicative of the authenticity of the physical card.

### Claim 10 (depends on 8)

The method of claim 8, wherein determining the authenticity of the physical card comprises:
determining that a physical characteristic, of the one or more physical characteristics, corresponds to a reference physical characteristic,
wherein the physical characteristic corresponding to the reference physical characteristic is indicative of the authenticity of the physical card.

### Claim 11 (depends on 8)

The method of claim 8, wherein identifying the one or more physical characteristics of the physical card comprises:
identifying at least one of the thickness of the physical card or the length and width of the physical card based on a reference object in the video,
wherein the reference object is a hand-held controller.

### Claim 12 (depends on 8)

The method of claim 8, wherein identifying the one or more physical characteristics of the physical card comprises:
generating a three-dimensional model of the physical card based on at least the first video and the second video; and
identifying at least one of the thickness of the physical card, the length and width of the physical card, or the shape of the physical card based on the three-dimensional model.

### Claim 13 (depends on 8)

The method of claim 8, wherein identifying the one or more physical characteristics of the physical card comprises:
determining, based on the first video, a first measurement of at least one of the thickness of the physical card or the length and width of the physical card;
determining, based on the second video, a second measurement of at least one of the thickness of the physical card or the length and width of the physical card; and
identifying at least one of the thickness of the physical card or the length and width of the physical card based on the first measurement, the second measurement, and a relationship between the first camera and the second camera.

### Claim 14 (depends on 8)

The method of claim 8, where causing the message indicating the authenticity of the physical card to be presented on the display comprises:
transmitting an indication of the authenticity of the physical card to cause the message indicating the authenticity of the physical card to be presented on the display.

### Claim 15

A non-transitory computer-readable medium storing a set of instructions, the set of instructions comprising:
one or more instructions that, when executed by one or more processors of a device, cause the device to:
obtain at least one of video or lidar data relating to a physical card captured while the physical card is flipped from a first side of the physical card to a second side of the physical card;
determine an authenticity of the physical card,
wherein the authenticity of the physical card is based at least in part on one or more physical characteristics of the physical card identifiable from the at least one of the video or the lidar data, and
wherein the one or more physical characteristics relate to one or more of a thickness of the physical card, a length and width of the physical card, a shape of the physical card, or a design feature of the physical card; and
cause, based on a determination that the physical card is authentic, information associated with the physical card to be transmitted or stored to be used in connection with a transaction.

### Claim 16 (depends on 15)

The non-transitory computer-readable medium of claim 15, wherein the at least one of the video or the lidar data is only the lidar data.

### Claim 17 (depends on 15)

The non-transitory computer-readable medium of claim 15, wherein the video includes a first video of the physical card from a first camera angle, and a second video of the physical card from a second camera angle.

### Claim 18 (depends on 15)

The non-transitory computer-readable medium of claim 15, wherein the one or more instructions, that cause the device to determine the authenticity of the physical card, cause the device to:
transmit an authentication request that includes the at least one of the video or the lidar data;
receive an authentication response that includes an indication of the authenticity of the physical card; and
determine the authenticity of the physical card based on the indication.

### Claim 19 (depends on 15)

The non-transitory computer-readable medium of claim 15, wherein the one or more instructions, that cause the device to determine the authenticity of the physical card, cause the device to:
identify, based on the at least one of the video or the lidar data, the one or more physical characteristics of the physical card; and
determine the authenticity of the physical card based on the one or more physical characteristics.

### Claim 20 (depends on 19)

The non-transitory computer-readable medium of claim 19, wherein the one or more instructions, that cause the device to obtain the at least one of the video or the lidar data, cause the device to:
obtain the video and the lidar data, and
wherein the one or more instructions, that cause the device to identify the one or more physical characteristics of the physical card, cause the device to:
identify, based on the video and the lidar data, the one or more physical characteristics of the physical card.
