US 12,056,731 B1Granted

Self-disclosed identity on a network

AssigneeWells Fargo Bank, N.A.

InventorsMarc Ward, Thomas J. Gilheany, Parul Ghosh, Shahriar Zand-Biglari

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Abstract

Techniques described herein include techniques for communicating information about the social behavior of users and transactions performed by users on a computer network. In one example, this disclosure describes a method that includes receiving information about identity disclosure activities performed by each of a plurality of users on the network; determining that the information about identity disclosure activities includes information consistent with a prior identity disclosure activity performed by a first user having a first user status on the network; increasing the first user status; determining that the information about identity disclosure activities includes information that is not consistent with a prior identity disclosure activity performed by a second user having a second user status on the network; and decreasing the second user status.

Claims18

Dependent claims

A method comprising:

receiving, by a computing system and over a network, information about identity disclosure activities performed by each of a plurality of users on the network;
determining, by the computing system, that the information about identity disclosure activities includes information consistent with a prior identity disclosure activity performed by a first user having a first user status on the network, wherein the determining comprises determining that a hash of a first set of biometric information is consistent with a prior hash of biometric information from the first user;
increasing, by the computing system, the first user status based on determining that the information about identity disclosure activities includes information consistent with the prior identity disclosure activity performed by the first user;
outputting, by the computing system and based on the increased first user status, a first set of control signals to at least one of a plurality of nodes that maintain a distributed ledger, wherein the control signals cause membership benefits to be increased for the first user;
determining, by the computing system, that the information about identity disclosure activities includes information that is not consistent with a prior identity disclosure activity performed by a second user having a second user status on the network, wherein the determining comprises determining that a hash of a second set of biometric information is not consistent with a prior hash of biometric information from the second user;
decreasing, by the computing system, the second user status based on determining that the information about identity disclosure activities includes information that is not consistent with the prior identity disclosure activity performed by the second user;
and
outputting, by the computing system and based on the decreased second user status, a second set of control signals to at least one of the plurality of nodes that maintain the distributed ledger, wherein the control signals cause membership benefits to be decreased for the second user.

5 more elements

A computing system comprising processing circuitry and a storage device, wherein the processing circuitry has access to the storage device and is configured to:

receive, over a network, information about identity disclosure activities performed by each of a plurality of users on the network;
determine that the information about identity disclosure activities includes information consistent with a prior identity disclosure activity performed by a first user having a first user status on the network, wherein to determine, the processing circuitry is further configured to determine that a hash of a first set of biometric information is consistent with a prior hash of biometric information from the first user;
increase the first user status based on determining that the information about identity disclosure activities includes information consistent with the prior identity disclosure activity performed by the first user;
output, based on the increased first user status, a first set of control signals to at least one of a plurality of nodes that maintain a distributed ledger, wherein the control signals cause membership benefits to be increased for the first user;
determine that the information about identity disclosure activities includes information that is not consistent with a prior identity disclosure activity performed by a second user having a second user status on the network, wherein to determine, the processing circuitry is further configured to determine that a hash of a second set of biometric information is not consistent with a prior hash of biometric information from the second user;
decrease the second user status based on determining that the information about identity disclosure activities includes information that is not consistent with the prior identity disclosure activity performed by the second user;
and
output, based on the decreased second user status, a second set of control signals to at least one of the plurality of nodes that maintain the distributed ledger, wherein the control signals cause membership benefits to be decreased for the second user.

5 more elements

A non-transitory computer-readable medium comprising instructions that, when executed, configure processing circuitry of a computing system to:

receive, over a network, information about identity disclosure activities performed by each of a plurality of users on the network;
determine that the information about identity disclosure activities includes information consistent with a prior identity disclosure activity performed by a first user having a first user status on the network, wherein to determine, the processing circuitry is further configured to determine that a hash of a first set of biometric information is consistent with a prior hash of biometric information from the first user;
increase the first user status based on determining that the information about identity disclosure activities includes information consistent with the prior identity disclosure activity performed by the first user;
output, based on the increased first user status, a first set of control signals to at least one of a plurality of nodes that maintain a distributed ledger, wherein the control signals cause membership benefits to be increased for the first user;
determine that the information about identity disclosure activities includes information that is not consistent with a prior identity disclosure activity performed by a second user having a second user status on the network, wherein to determine, the processing circuitry is further configured to determine that a hash of a second set of biometric information is not consistent with a prior hash of biometric information from the second user;
decrease the second user status based on determining that the information about identity disclosure activities includes information that is not consistent with the prior identity disclosure activity performed by the second user;
and
output, based on the decreased second user status, a second set of control signals to at least one of the plurality of nodes that maintain the distributed ledger, wherein the control signals cause membership benefits to be decreased for the second user.

5 more elements

Dependencies are inferred from the claim text.