Systems and methods for completing transactions via lockable boxes

A provider computing system structured to perform operations comprising:

• receiving a first lockbox transaction order associated with an account of the provider from a first user device, the first lockbox transaction order including a first requested transaction and a desired transaction location;
• validating whether the first requested transaction can be completed at the desired transaction location;
• determining, based on determining that the first lockbox transaction order cannot be completed at the desired transaction location, a physical lockbox associated with the provider from a plurality of physical lockboxes at an alternative lockbox transaction location;
• transmitting an indication to the first user device indicating that the first requested transaction can be completed at the alternative lockbox transaction location;
• preparing the physical lockbox for the first requested transaction;
• and
• authenticating a first user at the physical lockbox, wherein the first user is a first account holder of the provider, wherein authenticating the first user at the physical lockbox enables the physical lockbox to unlock and become accessible by the first user;
• receiving a second lockbox transaction order from a second user device associated with a second account holder of the provider, the second lockbox transaction order including a second requested transaction;
• determining a second authorization level of at least one of the second user device and the second lockbox transaction order, the second authorization level being different from a first authorization level associated with at least one of the first user device and the first account holder;
• verifying that an attribute of the second lockbox transaction order conforms to the second authorization level;
• preparing the physical lockbox for the second requested transaction;
• authenticating the second user at the physical lockbox, wherein authenticating the second user at the physical lockbox enables the physical lockbox to unlock and become accessible by the second user;
• and
• causing a camera to record activity associated with the physical lockbox upon at least one of authenticating the first user at the physical lockbox or authenticating the second user at the physical lockbox.

One or more non-transitory computer-readable media comprising instructions stored thereon that, when executed by one or more processors of a provider computing system, cause the one or more processors to:

• receive a first lockbox transaction order associated with an account of the provider from a first user device, the first lockbox transaction order including a first requested transaction and a desired transaction location;
• validate whether the first requested transaction can be completed at the desired transaction location;
• determine, based on determining that the first lockbox transaction order cannot be completed at the desired transaction location, a physical lockbox associated with the provider from a plurality of physical lockboxes at an alternative lockbox transaction location;
• transmit an indication to the first user device indicating that the first requested transaction can be completed at the alternative lockbox transaction location;
• prepare the physical lockbox for the first requested transaction;
• and
• authenticate a first user at the physical lockbox, wherein the first user is a first account holder of the provider, wherein authenticating the first user at the physical lockbox enables the physical lockbox to unlock and become accessible by the first user;
• receive a second lockbox transaction order from a second user device associated with a second account holder of the provider, the second lockbox transaction order including a second requested transaction;
• determine a second authorization level of at least one of the second user device and the second lockbox transaction order, the second authorization level being different from a first authorization level associated with at least one of the first user device and the first account holder;
• verify that an attribute of the second lockbox transaction order conforms to the second authorization level;
• prepare the physical lockbox for the second requested transaction;
• authenticate the second user at the physical lockbox, wherein authenticating the second user at the physical lockbox enables the physical lockbox to unlock and become accessible by the second user;
• and
• cause a camera to record activity associated with the physical lockbox upon at least one of authenticating the first user at the physical lockbox or authenticating the second user at the physical lockbox.