# US 12,008,528 B1 · Charity payment system > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 12,008,528 B1 - Document ID: US12008528B1 - Status: Granted - Kind: B1 - Application number: 17/072,447 - Filed: 2020-10-16 - Granted: 2024-06-11 - Earliest claimed: 2018-06-01 - Applicants: Charles Isgar - Inventors: Charles Isgar - Web page: https://patentgrep.com/patent/US12008528B1 ## CPC - G06Q 20/102: {Bill distribution or payments} - G06Q 20/12: specially adapted for electronic shopping systems - G06Q 20/3224: {Transactions dependent on location of M-devices} - G06Q 20/327: {Short range or proximity payments by means of M-devices} - G06Q 20/3278: {RFID or NFC payments by means of M-devices} - G06Q 20/383: {Anonymous user system} - G06Q 20/4014: {Identity check for transactions} - G06Q 20/42: Confirmation, e.g. check or permission by the legal debtor of payment - G06Q 30/018: Certifying business or products - G06Q 30/0279: Fundraising management - G06Q 30/04: Billing or invoicing - G06Q 30/06: Buying, selling or leasing transactions - G06Q 30/0641: {utilising user interfaces specially adapted for shopping} - H04W 4/021: Services related to particular areas, e.g. point of interest [POI] services, venue services or geofences - G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR - H04W: WIRELESS COMMUNICATION NETWORKS (broadcast communication H04H; communication systems using wireless links for non-selective communication, e.g. wireless extensions H04M1/72) ## Abstract A charitable payment system is provided for use in boundary-less commerce. The system includes a computer server having a memory storing charitable organization or other organization data and user data and a user computing device coupled to the computer server. The system establishes a proximity zone around a business area. When a user computing device enters the proximity zone, a connection between the server and the user computing device is established. The computer server may be programmed to receive from the user computing device a signal activating a payment, the signal including user data and payment data, including user identifying information and a payment amount. The computer server may be programmed to process the payment and account for the payment amount. ## Claims ### Claim 1 A payment system comprising: a computer server having a memory storing business data of a business and user data of a user; a pay receipt device coupled to the computer server; and a user computing device coupled to the computer server separate from the coupling of the pay receipt device, the computer server programmed to: automatically generate and establish a proximity zone around the pay receipt device in a business area; receive a first signal from the user computing device that the user computing device of the system has entered the proximity zone; automatically establish a direct connection between the server and the user computing device separate from the coupling of the pay receipt device with the computer server in response to the user computing device entering the proximity zone; automatically generate and send for display on the user computing device through the established direct connection between the server and the user computing device an order interface that includes at least one payment activation button; receive from the user computing device through the established direct connection between the server and the user computing device a second signal activating an order submission and a payment in response to selection of the at least one payment activation button on the user computing device, the second signal comprising user identifying information, payment amount and payment instrument initiating the payment amount; and automatically process the second signal and send a communication to the user computing device through the established direct connection between the server and the user computing device to acknowledge receipt of the payment amount. ### Claim 2 (depends on 1) The system of claim 1, wherein the at least one payment activation button comprises the payment amount associated with items in the order submission. ### Claim 3 (depends on 1) The system of claim 1, wherein the server is further programmed to send verification instructions to the user computing device in response to receiving and processing the order submission and the payment amount. ### Claim 4 (depends on 1) The system of claim 1, wherein the proximity zone has a predetermined size. ### Claim 5 (depends on 1) The system of claim 1, wherein the computer server is further programmed to automatically access the memory to confirm that the proximity zone is legitimately associated with the business and that the business associated with the proximity zone is legitimate. ### Claim 6 (depends on 1) The system of claim 1, wherein the computer server is further programmed to automatically account for the payment made utilizing the system by the user. ### Claim 7 (depends on 6) The system of claim 6, wherein the computer server is further programmed to automatically store in the memory, payment information associated with the user, wherein the payment information comprises the business, the payment amount, and date of the payment. ### Claim 8 An order and payment system comprising: a computer server having a memory storing organization data and user data; a pay receipt device coupled to the computer server; and a user computing device coupled to the computer server separate from the coupling of the pay receipt device, the computer server programmed to: automatically generate and establish a proximity zone around the pay receipt device; receive a first signal from the user computing device that the user computing device of the system has entered the proximity zone; automatically establish a direct connection between the server and the user computing device separate from the coupling of the pay receipt device with the computer server in response to the user computing device entering the proximity zone; automatically generate and send for display on the user computing device through the established direct connection between the server and the user computing an order interface that comprises at least one payment activation button; receive from the user computing device through the established direct connection between the server and the user computing a second signal activating an order submission and a payment in response to selection of the at least one payment activation button on the user computing device, the second signal comprising user identifying information, payment amount and payment instrument initiating the payment amount; and automatically process the second signal and send a communication to the user computing device through the established direct connection between the server and the user computing to acknowledge receipt of the payment amount. ### Claim 9 (depends on 8) The system of claim 8, wherein the at least one payment activation button comprises the payment amount associated with items in the order submission. ### Claim 10 (depends on 8) The system of claim 8, wherein the server is further programmed to send verification instructions to the user computing device in response to receiving and processing the order submission and the payment amount. ### Claim 11 (depends on 10) The system of claim 10, wherein the server is further programmed to initiate payment of the payment amount utilizing the payment instrument stored in the user data corresponding to the user identifying information, in response to receiving verification of the payment amount. ### Claim 12 A payment system comprising: a computer server having a memory storing organization data and user data; a pay receipt device coupled to the computer server; and a user computing device of a user coupled to the computer server separate from the coupling of the pay receipt device, the computer server programmed to: receive from the pay receipt device a first signal that the pay receipt device is active and automatically generate and send for auto-execution instructions to establish a proximity zone around the pay receipt device; receive a second signal from the pay receipt device that a user computing device of the system has entered the proximity zone; automatically establish a direct connection between the server and the user computing device separate from the coupling of the pay receipt device with the computer server in response to the user computing device entering the proximity zone; automatically generate and send for display on the user computing device through the established direct connection between the server and the user computing device an order interface that comprises at least one payment activation button; receive from the user computing device through the established direct connection between the server and the user computing device a third signal activating an order submission and a payment in response to selection of the at least one payment activation button on the user computing device, the third signal comprising user identifying information, payment amount and payment instrument initiating the payment amount; and automatically process the third signal and send a communication to the user computing device through the established direct connection between the server and the user computing device to acknowledge receipt of the payment amount. ### Claim 13 (depends on 12) The system of claim 12, wherein the at least one payment activation button comprises the payment amount associated with items in the order submission. ### Claim 14 (depends on 12) The system of claim 12, wherein the server is further programmed to send verification instructions to the user computing device in response to receiving and processing the order submission and the payment amount. ### Claim 15 (depends on 14) The system of claim 14, wherein the server is further programmed to initiate payment of the payment amount utilizing the payment instrument stored in the user data corresponding to the user identifying information, in response to receiving verification of the payment amount. ### Claim 16 (depends on 12) The system of claim 12, wherein the computer server is further programmed to automatically access the memory to confirm that the pay receipt device is legitimately associated with the organization and that the organization associated with the pay receipt device is legitimate. ### Claim 17 (depends on 12) The system of claim 12, wherein the computer server is further programmed to automatically account for the payment made utilizing the system by the user. ### Claim 18 (depends on 17) The system of claim 17, wherein the computer server is further programmed to automatically store in its memory, payment information associated with the user, wherein the payment information comprises the charitable organization, the payment amount, and date of the payment.