# US 12,002,038 B2 · Identity information controlled financial account device > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 12,002,038 B2 - Document ID: US12002038B2 - Status: Granted - Kind: B2 - Application number: 18/100,636 - Filed: 2023-01-24 - Published: 2023-05-25 - Granted: 2024-06-04 - Earliest claimed: 2020-02-27 - Assignees: Secure Identity, LLC - Applicants: Alclear, LLC - Inventors: Matthew Snyder; Joe Trelin - Web page: https://patentgrep.com/patent/US12002038B2 ## CPC - G06Q 20/3821: {Electronic credentials} - G06Q 20/40145: {Biometric identity checks} - G06Q 20/3221: {Access to banking information through M-devices} - H04W 12/37: Managing security policies for mobile devices or for controlling mobile applications - G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR - H04W: WIRELESS COMMUNICATION NETWORKS (broadcast communication H04H; communication systems using wireless links for non-selective communication, e.g. wireless extensions H04M1/72) ## Abstract A processing unit and a mobile identity information controlled financial account device may communicate. The processing unit receives at least one digital representation of a biometric, obtains identity information using the at least one digital representation of the biometric, and determines whether or not to transmit an authorization signal to the mobile identity information controlled financial account device that enables use of the mobile identity information controlled financial account device in at least one transaction involving at least one financial account. The mobile identity information controlled financial account device may be usable for the at least one transaction when the mobile identity information controlled financial account device receives the authorization signal. The processing unit may also receive a first digital representation of a biometric for a first person along with at least one permission to assign regarding the mobile identity information controlled financial account device for a second person. ## Claims ### Claim 1 A system for authorizing a mobile identity information controlled device, comprising: an enabling device, comprising: a non-transitory storage medium that stores instructions; a biometric reader device; at least one communication unit; and a processor that executes the instructions to: communicate with the mobile identity information controlled device using the at least one communication unit; receive at least one digital representation of a biometric using the biometric reader device; obtain identity information from an identity system device, via the at least one communication unit, in response to transmitting the at least one digital representation of the biometric to the identity system device; and determine whether to transmit an authorization signal to the mobile identity information controlled device using the at least one communication unit based on the identity information. ### Claim 2 (depends on 1) The system of claim 1, wherein the biometric reader device comprises at least one of a fingerprint scanner, an optical fingerprint scanner, a phosphorescent fingerprint scanner, a camera, or an image sensor. ### Claim 3 (depends on 1) The system of claim 1, wherein the mobile identity information controlled device is configured to deauthorize after receiving the authorization signal if the communication between the mobile identity information controlled device and the at least one communication unit is interrupted. ### Claim 4 (depends on 1) The system of claim 1, wherein the processor determines to transmit the authorization signal to the mobile identity information controlled device based on a verified age included in the identity information. ### Claim 5 (depends on 1) The system of claim 1, wherein the mobile identity information controlled device comprises a vehicle or a media player. ### Claim 6 (depends on 1) The system of claim 1, wherein: the at least one communication unit comprises a short-range communication unit and a long-range communication unit; the processor communicates with the mobile identity information controlled device using the short-range communication unit; and the processor obtains the identity information from the identity system device using the long-range communication unit. ### Claim 7 (depends on 6) The system of claim 6, wherein: the short-range communication unit comprises at least one of a near-field communication unit, a Bluetooth communication unit, or a Bluetooth Low Energy communication unit; and the long-range communication unit comprises a WiFi communication unit or a cellular communication unit. ### Claim 8 (depends on 1) The system of claim 1, wherein the at least one digital representation of the biometric comprises a digital representation of at least one of a fingerprint, a facial image, a retina image, or an iris image. ### Claim 9 A system, comprising: a mobile identity information controlled device, comprising: a non-transitory storage medium that stores instructions; a biometric reader device; a communication unit operative to communicate with an enabling device; and a controller that executes the instructions to: receive at least one digital representation of a biometric using the biometric reader device; transmit the at least one digital representation of the biometric to the enabling device using the communication unit; and determine whether to authorize operation of the mobile identity information controlled device based on identity information obtained by the enabling device from an identity system device in response to the enabling device transmitting the at least one digital representation of the biometric to the identity system device. ### Claim 10 (depends on 9) The system of claim 9, wherein the biometric reader device comprises at least one of a fingerprint scanner, an optical fingerprint scanner, a phosphorescent fingerprint scanner, a camera, or an image sensor. ### Claim 11 (depends on 9) The system of claim 9, wherein the at least one digital representation of the biometric comprises a digital representation of at least one of a fingerprint, a voiceprint, a facial image, a retina image, or an iris image. ### Claim 12 (depends on 9) The system of claim 9, wherein the controller deauthorizes operation of the mobile identity information controlled device upon determining that communication with the enabling device is interrupted. ### Claim 13 (depends on 9) The system of claim 9, wherein: the at least one digital representation of the biometric comprises a first biometric; and the controller is operative to: receive a second biometric via the biometric reader device; and deauthorize operation of the mobile identity information controlled device when the second biometric mismatches the first biometric. ### Claim 14 (depends on 13) The system of claim 13, wherein the controller attempts to reauthorize operation of the mobile identity information controlled device by transmitting the second biometric to the enabling device using the communication unit. ### Claim 15 (depends on 9) The system of claim 9, wherein the mobile identity information controlled device comprises a vehicle or a media player. ### Claim 16 (depends on 9) The system of claim 9, wherein the communication unit comprises at least one of a near-field communication unit, a Bluetooth communication unit, or a Bluetooth Low Energy communication unit. ### Claim 17 A system, comprising: a mobile identity information controlled device, comprising: a non-transitory storage medium that stores instructions; a biometric reader device; a communication unit; and a controller that executes the instructions to: receive at least one digital representation of a biometric using the biometric reader device; obtain identity information from an identity system device, via the communication unit, in response to transmitting the at least one digital representation of the biometric to the identity system device; and determine whether to authorize operation of the mobile identity information controlled device based on a verified age included in the identity information. ### Claim 18 (depends on 17) The system of claim 17, wherein the mobile identity information controlled device comprises a vehicle or a media player. ### Claim 19 (depends on 17) The system of claim 17, wherein the biometric reader device comprises at least one of a fingerprint scanner, an optical fingerprint scanner, a phosphorescent fingerprint scanner, a camera, or an image sensor. ### Claim 20 (depends on 17) The system of claim 17, wherein the at least one digital representation of the biometric comprises a digital representation of at least one of a fingerprint, a facial image, a retina image, or an iris image.