Retailer card instant approval and provisioning

A computing system, comprising:

• one or more processors;
• and
• non-transitory machine-readable media storing instructions that, when executed by the one or more processors, cause the one or more processors to perform operations comprising:
• receiving a request to open an account associated with a customer;
• receiving, from a third-party computing system, information regarding the account and a mobile device identifier associated with a mobile device, wherein the mobile device identifier is received from the third-party computing system based on a first near-field communication (NFC) tap between the mobile device and the third-party computing system;
• validating the mobile device as belonging to the customer based on the received mobile device identifier;
• binding the mobile device identifier to the customer based on the validation;
• establishing the account for the customer based on the received information regarding the account;
• generating a token for the account;
• and
• in response to establishing the account and generating the token, providing the token to the third-party computing system, wherein the token is automatically provisioned to the validated mobile device via a second NFC tap between the mobile device and the third-party computing system.

A non-transitory machine-readable medium storing instructions therein that, when executed by one or more processors, cause the one or more processors to perform operations comprising:

• receiving a request to open an account associated with a customer;
• receiving, from a third-party computing system, information regarding the account and a mobile device identifier associated with a mobile device, wherein the mobile device identifier is received from the third-party computing system based on a first near-field communication (NFC) tap between the mobile device and the third-party computing system;
• validating the mobile device as belonging to the customer based on the received mobile device identifier;
• binding the mobile device identifier to the customer based on the validation;
• establishing the account for the customer based on the received information regarding the account;
• generating a token for the account;
• and
• in response to establishing the account and generating the token, providing the token to the third-party computing system, wherein the token is automatically provisioned to the validated mobile device via a second NFC tap between the mobile device and the third-party computing system.