Methods and arrangements for a payment instrument with a unique design

A payment instrument comprising:

• a bottom layer;
• one or more intermediate layers, wherein at least one of the one or more intermediate layers comprises:
• a chip comprising a processor, memory, and a communication interface;
• an antenna coupled with the chip;
• an absorbent medium;
• and
• two or more reservoirs comprising beads, wherein a first reservoir of the two or more reservoirs comprises beads having a first dye having a first color dye and a second reservoir of the two or more reservoirs comprises beads having a second dye having a second color, the beads configured to release the dyes onto the absorbent medium, the dyes to cure on the absorbent medium;
• and
• a top layer, the top layer having a partially translucent portion, the partially translucent portion above the absorbent medium, wherein the absorbent medium is at least partially visible through the partially translucent portion.

A method to create a payment instrument with a unique design, the method comprising:

• providing a bottom layer;
• attaching one or more intermediate layers, wherein at least one of the one or more intermediate layers comprises:
• a chip comprising a processor, memory, and a communication interface;
• an antenna coupled with the chip;
• an absorbent medium;
• two or more reservoirs comprising beads, wherein a first reservoir of the two or more reservoirs comprises beads having a first set of one or more different color dyes and a second reservoir of the two or more reservoirs comprises beads having a second set of one or more different color dyes, the beads configured to release the dyes onto the absorbent medium, the dyes to cure on the absorbent medium;
• and
• a set of channels, selected from more than one sets of channels, to interconnect the two or more reservoirs with the absorbent medium to direct dyes from the two or more reservoirs onto the absorbent medium;
• attaching a top layer, the top layer having a partially translucent portion, the partially translucent portion above the absorbent medium, wherein the absorbent medium is at least partially visible through the partially translucent portion;
• and
• processing the payment instrument to burst at least some of the beads in at least one of the two or more reservoirs.