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US 11,922,395 B2Granted
Linked account system using personal digital key (PDK-LAS)
AssigneeProxense, LLC
InventorJohn J. Giobbi
Life of this patent
Estimating the term…
Abstract
One embodiment of the invention includes a system comprising: a personal digital key and a computer readable medium that is accessible when authenticated by the personal digital key.
Claims20
A system comprising:
- a portable user device storing an activation code based on a user label and an account number, the portable user device including a first wireless transceiver to wirelessly transmit the activation code;
- and
- a computing device including a second wireless transceiver with a wireless coverage range, the computing device comprising:
- a processor;
- and
- a memory including instructions, that when executed by the processor, cause the processor to:
- receive the activation code wirelessly transmitted from the portable user device within the wireless coverage range;
- receive, from a user of the portable user device, a request to purchase a product, the request including a selection of a payment method;
- transmit the activation code and the request including the selection of the payment method to a trusted service provider for authentication;
- and
- responsive to the trusted service provider authenticating the activation code and the request including the selection of the payment method, complete a purchase of the product using the payment method and receive the product encrypted with an encryption key, the product marked with an unlock code;
- receive a subsequent activation code wirelessly transmitted from the portable user device within the wireless coverage range;
- determine whether the subsequent activation code is associated with the unlock code;
- responsive to determining that the subsequent activation code is associated with the unlock code, receive a decryption key wirelessly transmitted from the portable user device within the wireless coverage range;
- and
- decrypting the product for access using the decryption key.
13 more elements
A method comprising:
- wirelessly receiving, from a portable user device in a wireless coverage range of a computing device, an activation code based on a user label and an account number, a first wireless transceiver of the portable user device wirelessly transmitting the activation code to a second wireless transceiver of the computing device in the wireless coverage range;
- receiving, by the computing device, a request to purchase a product from a user of the portable user device, the request including a selection of a payment method;
- transmitting, by the computing device, the activation code and the request including the selection of the payment method to a trusted service provider for authentication;
- responsive to the trusted service provider authenticating the activation code and the request including the selection of the payment method, completing a purchase of the product using the payment method and receiving the product encrypted with an encryption key, the product marked with an unlock code;
- wirelessly receiving, from the portable user device in the wireless coverage range of the computing device, a subsequent activation code;
- determining whether the subsequent activation code is associated with the unlock code;
- responsive to determining that the subsequent activation code is associated with the unlock code, wirelessly receiving, from the portable user device in the wireless coverage range of the computing device, a decryption key;
- and
- decrypting the product for access using the decryption key.
6 more elements
Dependencies are inferred from the claim text.