# US 11,907,932 B2 · Augmented reality card activation experience > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 11,907,932 B2 - Document ID: US11907932B2 - Status: Granted - Kind: B2 - Application number: 17/971,070 - Filed: 2022-10-21 - Published: 2023-03-16 - Granted: 2024-02-20 - Earliest claimed: 2020-05-12 - Assignees: Capital One Services, LLC - Applicants: Capital One Services, LLC - Inventors: Jeffrey Rule; Kevan Emmott - Web page: https://patentgrep.com/patent/US11907932B2 ## CPC - G06Q 20/3552: {Downloading or loading of personalisation data} - G06Q 20/3263: {characterised by activation or deactivation of payment capabilities} - G06Q 20/3276: {using a pictured code, e.g. barcode or QR-code, being read by the M-device} - G06Q 20/3278: {RFID or NFC payments by means of M-devices} - G06Q 20/352: {Contactless payments by cards} - G06Q 20/353: {Payments by cards read by M-devices} - G06Q 20/354: {Card activation or deactivation} - G06Q 20/3558: {Preliminary personalisation for transfer to user} - G06Q 20/3574: {Multiple applications on card} - G06Q 20/38215: {Use of certificates or encrypted proofs of transaction rights} - G06Q 20/3825: {Use of electronic signatures} - G06Q 20/385: {using an alias or single-use codes} - G06Q 20/409: {Device specific authentication in transaction processing} - G06Q 40/02: Banking, e.g. interest calculation or account maintenance (credit or loans G06Q40/03) - G06T 19/006: {Mixed reality (object pose determination, tracking or camera calibration for mixed reality G06T7/00)} - G07F 7/122: {Online card verification} - G07F 7/125: {Offline card verification} - G06T 2219/004: Annotating, labelling - G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR - G06T: IMAGE DATA PROCESSING OR GENERATION, IN GENERAL - G07F: COIN-FREED OR LIKE APPARATUS (coin sorting G07D3/00; coin testing G07D5/00; {handling coins or paper currencies apart from payment activated apparatus G07D; payment architectures, schemes or protocols G06Q20/00}) ## Abstract Various embodiments are generally directed to enhancing a card activation experience for an authorized card user when activating a new card by at least displaying various types of information related to the new card in augmented reality (AR) and allowing the user to perform the activation itself or experience other aspects of the activation process in AR. Information pertaining the successful activation of the card may also be provided to the user in AR. ## Claims ### Claim 1 A computer-implemented method, comprising: generating, using at least one processor, an augmented reality interface for displaying by at least one mobile device, the generated augmented reality interface including data extracted from one or more contactless cards; authenticating, using the at least one processor, the one or more contactless cards, using the generated augmented reality interface, by receiving one or more cryptograms generated by the one or more contactless cards in response to at least one transmission from the at least one mobile device; receiving, using the at least one processor, one or more graphical inputs in the generated augmented reality interface, the one or more graphical inputs being associated with one or more operations of the one or more contactless cards; and executing, using the at least one processor, based on the authenticating, the one or more operations of the one or more contactless cards. ### Claim 2 (depends on 1) The method according to claim 1, wherein the generating includes detecting, using the at least one processor, the one or more contactless cards being present within a predetermined distance from the at least one mobile device; and generating, based on the detecting, the augmented reality interface. ### Claim 3 (depends on 2) The method according to claim 2, wherein the detecting includes tapping the one or more contactless cards on the at least one mobile device. ### Claim 4 (depends on 1) The method according to claim 1, wherein the at least one mobile device is configured to execute at least one mobile application, the at least one mobile application is configured to generate the augmented reality interface. ### Claim 5 (depends on 1) The method according to claim 1, wherein the augmented reality interface is configured to interactively display the data extracted from the one or more contactless cards by configuring the data extracted from the one or more contactless cards to be selectable. ### Claim 6 (depends on 5) The method according to claim 5, wherein the one or more graphical inputs are based on at least a portion of the data extracted from the one or more contactless cards selected using the augmented reality interface. ### Claim 7 (depends on 1) The method according to claim 1, wherein the data extracted from the one or more contactless cards includes at least one of the following: a credit limit associated with an account linked to the one or more contactless cards, one or more annual percentage rates associated with the account linked to the one or more contactless cards, one or more payment due dates associated with the account linked to the one or more contactless cards, one or more messages associated with the account linked to the one or more contactless cards, and any combination thereof. ### Claim 8 (depends on 1) The method according to claim 1, wherein the one or more operations include at least one of the following: adding or deleting one or more authorized users to an account linked to the one or more contactless cards, setting up one or more autopay options for payment of the account linked to the one or more contactless cards, enabling or disabling a card chip associated with the one or more contactless cards, and any combination thereof. ### Claim 9 (depends on 1) The method according to claim 1, wherein the data extracted from the one or more contactless cards includes at least one of the following: a text data, a graphical data, and any combination thereof. ### Claim 10 (depends on 1) The method according to claim 1, wherein the authenticating includes transmitting the one or more cryptograms to a server communicatively coupled to the mobile device; and decrypting, by the server, the one or more cryptograms; and comparing, by the server, the one or more decrypted cryptograms to one or more stored data associated with the one or more contactless cards to generate at least one of a verification of the one or more contactless cards or a failure to verify the one or more contactless cards; and receiving, from the server, by the at least one processor, the at least one of a verification of the one or more contactless cards or a failure to verify the one or more contactless cards. ### Claim 11 (depends on 10) The method according to claim 10, further comprising determining whether to activate the one or more contactless cards based on the received at least one of a verification of the one or more contactless cards or a failure to verify the one or more contactless cards. ### Claim 12 (depends on 1) The method according to claim 1, wherein the at least one processor is communicatively coupled to at least one camera, wherein the data extracted from the one or more contactless cards is extracted from one or more images of the one or more contactless cards generated by the at least one camera and transmitted to the at least one processor. ### Claim 13 A system, comprising: at least one processor; and at least one non-transitory storage media storing instructions, that when executed by the at least one processor, cause the at least one processor to perform operations including detecting one or more contactless cards being present within a predetermined distance from at least one mobile device; and generating an augmented reality interface for displaying by the at least one mobile device, the generated augmented reality interface including data extracted from the one or more contactless cards; receiving one or more cryptograms generated by the one or more contactless cards in response to at least one transmission from the at least one mobile device; authenticating the one or more contactless cards using the generated augmented reality interface; receiving, using the at least one processor, one or more graphical inputs in the generated augmented reality interface, the one or more graphical inputs being associated with one or more operations of the one or more contactless cards; and executing, using the at least one processor, based on the authenticating, the one or more operations of the one or more contactless cards. ### Claim 14 (depends on 13) The system according to claim 13, wherein the detecting includes tapping the one or more contactless cards on the at least one mobile device. ### Claim 15 (depends on 13) The system according to claim 13, wherein the at least one mobile device is configured to execute at least one mobile application, the at least one mobile application is configured to generate the augmented reality interface. ### Claim 16 (depends on 13) The system according to claim 13, wherein the augmented reality interface is configured to interactively display the data extracted from the one or more contactless cards by configuring the data extracted from the one or more contactless cards to be selectable; wherein the one or more graphical inputs are based on at least a portion of the data extracted from the one or more contactless cards selected using the augmented reality interface. ### Claim 17 (depends on 13) The system according to claim 13, wherein the data extracted from the one or more contactless cards includes at least one of the following: a credit limit associated with an account linked to the one or more contactless cards, one or more annual percentage rates associated with the account linked to the one or more contactless cards, one or more payment due dates associated with the account linked to the one or more contactless cards, one or more messages associated with the account linked to the one or more contactless cards, and any combination thereof. ### Claim 18 (depends on 13) The system according to claim 13, wherein the one or more operations include at least one of the following: adding or deleting one or more authorized users to an account linked to the one or more contactless cards, setting up one or more autopay options for payment of the account linked to the one or more contactless cards, enabling or disabling a card chip associated with the one or more contactless cards, and any combination thereof. ### Claim 19 (depends on 13) The system according to claim 13, wherein the at least one processor is communicatively coupled to at least one camera, wherein the data extracted from the one or more contactless cards is extracted from one or more images of the one or more contactless cards generated by the at least one camera and transmitted to the at least one processor. ### Claim 20 A computer program product comprising a non-transitory machine-readable medium storing instructions that, when executed by at least one programmable processor, cause the at least one programmable processor to perform operations comprising: receiving one or more images of one or contactless cards; extracting data associated with the one or more contactless cards from the one or more received images of the one or more contactless cards; generating an augmented reality interface for displaying by at least one mobile device, the generated augmented reality interface including the extracted data; authenticating the one or more contactless cards, using the generated augmented reality interface, by receiving one or more cryptograms generated by the one or more contactless cards in response to at least one transmission from the at least one mobile device; receiving, using the at least one processor, one or more graphical inputs in the generated augmented reality interface, the one or more graphical inputs being associated with one or more operations of the one or more contactless cards; and executing, using the at least one processor, based on the authenticating, the one or more operations of the one or more contactless cards.