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US 11,900,468 B2Granted
Information processing apparatus and method
AssigneeSony Corporation
InventorMasato Kimishima
Life of this patent
Estimating the term…
Abstract
The present technology relates to an information processing apparatus and a method for enabling obtainment of a more appropriate compensation for a service. An information processing apparatus includes a reception unit configured to receive health state information regarding a health state of a user, a calculation unit configured to calculate a compensation for a service on the basis of the health state information before getting-in to a vehicle by the user or before presenting the compensation for the service regarding the getting-in to a vehicle to the user, and a transmission unit configured to transmit information indicating the compensation for the service. The present technology can be applied to automobile insurance services.
Claims15
An information processing apparatus, comprising:
- circuitry configured to:
- receive authentication information that indicates that a user is authenticated;
- receive a transmission flag, wherein
- the transmission flag indicates whether or not to transmit the biological information of the authenticated user approved by a user's setting operation, and
- the user's setting operation is associated with at least one of a terminal device or a vehicle;
- receive user data from the at least one of the terminal device or the vehicle;
- store the user data in a memory;
- load the user data that indicates a behavior of the authenticated user, the biological information of the authenticated user, and a driving history of the authenticated user, wherein the behavior and the biological information correspond to information of the authenticated user until before detection of an entry of the authenticated user into the vehicle;
- calculate insurance information based on the transmission flag and the user data, wherein the insurance information comprises at least one of an insurance premium, an amount changed from an original insurance premium, or the insurance premium with the changed amount;
- and
- transmit the insurance information to the at least one of the terminal device or the vehicle.
8 more elements
An information processing method, comprising:
- receiving authentication information that indicates that a user is authenticated;
- receiving a transmission flag, wherein
- the transmission flag indicates whether or not to transmit the biological information of the authenticated user approved by a user's setting operation, and
- the user's setting operation is associated with at least one of a terminal device or a vehicle;
- receiving user data from the at least one of the terminal device or the vehicle;
- storing the user data in a memory;
- loading the user data that indicates a behavior of the authenticated user, the biological information of the authenticated user, and a driving history of the authenticated user, wherein the behavior and the biological information corresponds to information of the authenticated user until before detection of an entry of the authenticated user into the vehicle;
- calculating based on the transmission flag and the user data, wherein the insurance information comprises at least one of an insurance premium, an amount changed from an original insurance premium, or the insurance premium with the changed amount;
- and
- transmitting the insurance information to the at least one of the terminal device or the vehicle.
7 more elements
A non-transitory computer-readable medium having stored thereon, computer-executable instructions which, when executed by a computer, cause the computer to execute operations, the operations comprising:
- receiving authentication information that indicates that a user is authenticated;
- receiving a transmission flag, wherein
- the transmission flag indicates whether or not to transmit the biological information of the authenticated user approved by a user's setting operation, and
- the user's setting operation is associated with at least one of a terminal device or a vehicle;
- receiving user data from the at least one of the terminal device or the vehicle;
- storing the user data in a memory;
- loading the user data that indicates a behavior of the authenticated user, the biological information of the authenticated user, and a driving history of the authenticated user, wherein the behavior and the biological information corresponds to information of the authenticated user until before detection of an entry of the authenticated user into the vehicle;
- calculating insurance information based on the transmission flag and the user data, wherein the insurance information comprises at least one of an insurance premium, an amount changed from an original insurance premium, or the insurance premium with the changed amount;
- and
- transmitting the insurance information to the at least one of the terminal device or the vehicle.
7 more elements
An information processing apparatus, comprising:
- circuitry configured to:
- receive authentication Information that indicates that a user is authenticated;
- receive a transmission flag, wherein
- the transmission flag indicates whether or not to transmit the biological information of the authenticated user approved by a user's setting operation, and
- the user's setting operation is associated with at least one of a terminal device or a vehicle;
- receive, from the at least one of the terminal device or the vehicle, user data that indicates a behavior of the authenticated user, the biological information of the authenticated user, and a driving history of the authenticated user, wherein the behavior and the biological information corresponds to information of the authenticated user until before detection of an entry of the authenticated user into the vehicle;
- calculate insurance information based on the transmission flag and the user data, wherein the insurance information comprises at least one of an insurance premium, an amount changed from an original insurance premium, or the insurance premium with the changed amount;
- and
- transmit the insurance information to the at least one of the terminal device or the vehicle.
6 more elements
An information processing method, comprising:
- receiving authentication information that indicates that a user is authenticated;
- receiving a transmission flag, wherein
- the transmission flag indicates whether or not to transmit the biological information of the authenticated user approved by a user's setting operation, and
- the user's setting operation is associated with at least one of a terminal device or a vehicle;
- receiving, from at the least one of the terminal device or the vehicle, user data that indicates a behavior of the authenticated user, the biological information of the authenticated user, and a driving history of the authenticated user, wherein the behavior and the biological information corresponds to information of the authenticated user until before detection of an entry of the authenticated user into the vehicle;
- calculating insurance information based on the transmission flag and the user data, wherein the insurance information comprises at least one of an insurance premium, an amount changed from an original insurance premium, and the insurance premium with the changed amount;
- and
- transmitting the insurance information to the at least one of the terminal device or the vehicle.
5 more elements
A non-transitory computer-readable medium having stored thereon, computer-executable instructions which, when executed by a computer, cause the computer to execute operations, the operations comprising:
- receiving authentication Information that indicates that a user is authenticated;
- receiving a transmission flag, wherein
- the transmission flag indicates whether or not to transmit the biological information of the authenticated user approved by a user's setting operation, and
- the approval to transmit the biological information of the authenticated user is based on a user's setting operation, and
- the user's setting operation is associated with at least one of a terminal device or a vehicle;
- receiving, from the at least one of the terminal device or the vehicle, user data that indicates a behavior of the authenticated user, the biological information of the authenticated user, and a driving history of the authenticated user, wherein the behavior and the biological information corresponds to information of the authenticated user until before detection of an entry of the authenticated user into the vehicle;
- calculating an insurance information based on the transmission flag and the user data, wherein the insurance information comprises at least one of an insurance premium, an amount changed from an original insurance premium, or the insurance premium with the changed amount;
- and
- transmitting the insurance information to the at least one of the terminal device or the vehicle.
6 more elements
Dependencies are inferred from the claim text.