Resource provider account token provisioning and processing
AssigneeVisa International Service Association
InventorsMary Taylor, Laura A. Long, Michael Mori, Rajat Das
Life of this patent
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AssigneeVisa International Service Association
InventorsMary Taylor, Laura A. Long, Michael Mori, Rajat Das
Estimating the term…
Embodiments are directed to issuing tokens for identifiers associated with a resource provider account specific to the resource provider issuing the account. A resource provider processor system interfaces with a resource provider computer to validate account eligibility upon receiving a token request message. If the account is eligible for token generation, the resource provider processor system generates a universal identifier corresponding to the identifier associated with the resource provider account and returns the universal identifier to the token requestor. The token requestor may send a token request message to a token issuer for obtaining a token using the universal identifier. Accordingly, the universal account identifier can be used to provision a token into a digital wallet. Transactions using the token may be processed with the resource provider processor system acting as an account issuer.
A method comprising:
A token issuer server computer, comprising:
Dependencies are inferred from the claim text.