Systems and methods for completing transactions via curbside service
AssigneeWells Fargo Bank, N.A.
InventorsMiranda C. Hill, Alicia Y. Moore, Susan Symons
Life of this patent
Estimating the term…
Abstract
A method performed by a processor of a financial institution computing system includes receiving a curbside transaction description from a device, transmitting a set-up request to a location computing system associated with a location, transmitting curbside transaction information to the device, receiving location information from the device indicative of the device being located at the location, initiating the curbside transaction, and servicing a user associated with the device via a receptacle chosen based on the location information and the curbside transaction description.
Claims20
A method for completing a curbside transaction, the method comprising:
- receiving, by a financial institution computing system of a financial institution, a curbside transaction description from a device, the curbside transaction description comprising at least one of a transaction time, a location, and a transaction to be completed at the location;
- transmitting, by the financial institution computing system, a set-up request to a location computing system associated with the location, the set-up request comprising the curbside transaction description;
- transmitting, by the financial institution computing system, curbside transaction information to the device, the curbside transaction information comprising a location request of the device;
- receiving, by the financial institution computing system, location information from the device indicative of the device being located at the location;
- initiating, by the financial institution computing system, the curbside transaction;
- and
- servicing a user of the device via a receptacle chosen based on the location information and the curbside transaction description.
A non-transitory computer readable media having computer-executable instructions embodied therein that, when executed by a computing system associated with a financial institution causes the computing system to perform operations for completing a curbside transaction, the operations comprising:
- receiving a curbside transaction description from a device, the curbside transaction description comprising at least one of a transaction time, a location, and a transaction to be completed at the location;
- transmitting a set-up request to a location computing system associated with the location, the set-up request comprising the curbside transaction description;
- transmitting curbside transaction information to the device, the curbside transaction information comprising a location request of the device;
- receiving location information from the device indicative of the device being located at the location;
- initiating the curbside transaction;
- and
- servicing a user of the device via a receptacle chosen based on the location information and the curbside transaction description.
A financial institution computing system associated with a financial institution, the financial institution computing system comprising:
- a network interface configured to communicate data regarding a curbside transaction to and from a location computing system associated with the financial institution and a device associated with a user over a network;
- and
- a circuit configured to:
- receive a curbside transaction description from the device, the curbside transaction description comprising at least one of a transaction time, a location, and a transaction to be completed at the location;
- transmit a set-up request to the location computing system associated with the location, the set-up request comprising the curbside transaction description;
- transmit curbside transaction information to the device, the curbside transaction information comprising a location request of the device;
- receive location information from the device indicative of the device being located at the location;
- initiate the curbside transaction;
- and
- service the user of the device via a receptacle chosen based on the location information and the curbside transaction description.
Dependencies are inferred from the claim text.