Distributed ledger receipt wallet system and method
AssigneeUnited Services Automobile Association (USAA)
InventorJon Fisher
Life of this patent
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Abstract
Techniques are described for creating and tracking receipts via a digital distributed ledger system. The techniques include receiving a purchase data, and transforming the purchase data into at least one receipt trail record. The techniques further include storing the receipt trail record in a least one block of digital distributed ledger system. The techniques additionally include distributing the at least one block among nodes of the digital distributed ledger system, wherein the digital distributed ledger system is configured to immutably store the data of the receipt trail record.
Claims20
One or more tangible, non-transitory, computer-readable storage media storing instructions thereon which, when executed by at least one processor, cause the at least one processor to perform operations comprising:
- establishing a communicative coupling with a point of sale terminal;
- receiving, from the point of sale terminal, completed purchase data;
- transforming the completed purchase data into a receipt trail record;
- storing the receipt trail record in at least one block of a digital distributed ledger system;
- and
- distributing the at least one block among nodes of the digital distributed ledger system.
A system, comprising:
- a point of sale terminal configured to generate purchase data corresponding to a purchased product or service;
- at least one processor configured to:
- establish a communicative coupling with the point of sale terminal;
- receive the purchase data from the point of sale terminal;
- transform the purchase data into a receipt trail record;
- store the receipt trail record in at least one block of a digital distributed ledger system;
- and
- distribute the at least one block among nodes of the digital distributed ledger system.
A computer-implemented method, comprising:
- receiving, via at least one processor, completed purchase data including:
- first data indicative of a physical asset and a first purchase price paid for the physical asset;
- or
- second data indicative of a service and a second purchase price paid for the service;
- transforming, via the at least one processor, the completed purchase data into a receipt trail record;
- storing, via the at least one processor, the receipt trail record in at least one block of a digital distributed ledger system;
- and
- distributing, via the at least one processor, the at least one block among nodes of the digital distributed ledger system.
Dependencies are inferred from the claim text.