Merchant logo detection artificial intelligence (AI) for injecting user control to ISO back-end transaction approvals between acquirer processors and issuer processors over data communication networks

A non-transitory computer-readable medium comprising source code that, when executed by a processor, performs a computer-implemented method in a user control server for merchant logo detection with artificial intelligence (AI) for improving user control to ISO back-end transaction approvals between acquirer processors and issuer processors over a data communication network, the method comprising:

• receiving a transmission, at a network communication interface coupled to the data communication network, ISO data packets with merchant name;
• transforming raw merchant data from the ISO data packets to enriched merchant data;
• identifying logo candidates for a specific ISO data from external resources based on the enriched merchant data;
• filtering out low quality images of the logo candidates with image analysis including entropy ratio evaluations of the logo candidates;
• processing the logo candidates with high quality filtering including classification of the logo candidates with a deep learning classifier for distinguishing logos from non-logos;
• selecting a logo from the logo candidates to associate with the ISO data packets;
• and
• generating a display having the selected logo associated with a transaction of the ISO data.