Smart routing

A gateway server comprising:

• a processor;
• and
• a non-transitory computer-readable medium coupled to the processor, the non-transitory computer-readable medium comprising code executable by the processor to perform a method comprising:
• receiving, from a resource provider computer, an authorization request for accessing a resource, the authorization request comprising a resource provider identifier corresponding to a resource provider;
• determining, based on the resource provider identifier, a set of transport computers;
• for each transport computer of the set of transport computers:
• retrieving status information of the transport computer by transmitting one or more messages to the transport computer and recording one or more respective response times or connection failures, wherein the status information retrieved from the transport computer comprises one or more of:
• an error code, a response code, or a response time;
• determining a measure of network availability of the transport computer over a network based on the status information retrieved from the transport computer;
• wherein determining the measure of network availability of the transport computer comprises computing a score based on the one or more respective response times or connection failures, and
• identifying an expected volume of authorization requests for the transport computer;
• based at least upon a stored plurality of rules, the expected volume of authorization requests for each transport computer, of the set of transport computers, and the measure of network availability of each transport computer, of the set of transport computers:
• selecting a particular transport computer for processing the authorization request;
• and
• transmitting, over the network, the authorization request to the particular transport computer.

A method comprising performing, by a resource provider computer:

• transmitting, to a gateway server, an authorization request for accessing a resource, the authorization request comprising a resource provider identifier corresponding to a resource provider associated with the resource provider computer;
• thereby causing the gateway server to:
• determine, based on the resource provider identifier, a set of transport computers;
• retrieve status information of a particular transport computer of the set of transport computers by transmitting one or more messages to the particular transport computer and recording one or more respective response times or connection failures, wherein the status information retrieved from the particular transport computer comprises one or more of:
• an error code, a response code, or a response time,
• determine a measure of network availability of the particular transport computer, wherein determining the measure of network availability of the particular transport computer comprises computing a score based on the one or more respective response times or connection failures, and
• transmit the authorization request to the particular transport computer, wherein the particular transport computer is selected based on an expected volume of authorization requests for the particular transport computer, the measure of network availability of the transport computer, and a stored plurality of rules for transport computer selection;
• and
• receiving, by the resource provider computer, an authorization response via the particular transport computer.