US 11,887,181 B2Granted

In-store mirror cart in an in-store environment

AssigneeFiserv, Inc.

InventorsShreegopal Ramakrishnan, Okan Ozaltin

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Abstract

Systems and methods for dynamic creation of virtual-cart enabled purchasing in an in-store environment and automated product recommendation are disclosed herein. Virtual cart enabled purchasing can include receiving a user identifier and creating a mirror-cart linked with the received user identifier. An entry in the mirror-cart can be generated corresponding to a physical item selected for purchase by the user, and an invoice including pricing information for to items in the virtual-cart can be generated. A request for the invoice can be received, and the invoice can be transferred to the point of sale terminal. A payment confirmation can be received indicating completion of transacting of payment for the items in the virtual-cart and tracked in the invoice.

Claims18

Dependent claims

A non-transitory computer-readable media comprising computer-readable instructions stored thereon that when executed by one or more processors cause the one or more processors to perform a process comprising:

receiving a user identifier for a user, wherein the user is at a retail location, and wherein the user identifier is unique;
determining whether the user identifier exists in an accounts database;
upon determining the user identifier does not exist in the accounts database, automatically creating, without input from the user, a user account associated with the user identifier in the accounts database;
creating a mirror-cart linked with the user identifier;
generating a respective entry in the mirror-cart corresponding to each of one or more items selected for purchase by the user, wherein generating the respective entry comprises:
receiving data related to a corresponding item from the user;
determining an identification of the corresponding item and a price for the corresponding item based on the data;
adding the identification of the corresponding item to the mirror-cart;
and
adding the price of the corresponding item to the mirror-cart;
generating an invoice based on the price of each of the one or more items in the mirror-cart upon generating the respective entry corresponding to each of the one or more items;
updating the invoice, wherein the invoice generates a total price of all items in the mirror-cart;
receiving a request from the user to checkout the items in the mirror-cart, wherein the request indicates completion of shopping and a desire to make payment;
identifying a point of sale terminal at the retail location for completing the checkout upon receiving the request;
delivering an indicator to a user device identifying the point of sale terminal for making the payment;
transferring the invoice to the point of sale terminal that is identified;
receiving payment confirmation from the point of sale terminal after completing the checkout
receiving an indication of completion of the payment from the point of sale terminal;
and
deleting the mirror-cart upon receiving the indication of the completion of the payment.

17 more elements

A system comprising:

one or more memories having computer-readable instructions thereon;
and
one or more processors configured to execute the computer-readable instructions to:
receive a user identifier for a user, wherein the user is located at a retail location, and wherein the user identifier is unique;
determine whether the user identifier exists in an accounts database;
upon determining the user identifier does not exist in the accounts database, automatically create, without input from the user, a user account associated with the user identifier in the accounts database;
create a mirror-cart, the mirror-cart linked with the user identifier;
generate a respective entry in the mirror-cart corresponding to each of one or more items selected for purchase by the user, wherein generating the respective entry comprises:
receiving data related to a corresponding item from the user;
determining an identification of the corresponding item and a price for the corresponding item based on the data;
adding the identification of the corresponding item to the mirror-cart;
and
adding the price of the corresponding item to the mirror-cart;
generate an invoice based on the price of each of the one or more items in the mirror-cart upon generating the respective entry corresponding to each of the one or more items;
update the invoice, wherein the invoice includes a respective price of each of the one or more items in the mirror-cart, wherein the invoice generates a total price of all items in the mirror-cart;
receive a request from the user to checkout the items in the mirror-cart, wherein the request indicates completion of shopping and a desire to make payment;
identify a point of sale terminal at the retail location for completing the checkout upon receiving the request;
deliver an indicator to a user device identifying the point of sale terminal for making the payment;
transfer the invoice to the point of sale terminal that is identified;
receive payment confirmation from the point of sale terminal after completing the checkout;
receive an indication of completion of the payment from the point of sale terminal;
and
delete the mirror-cart upon receiving the indication of the completion of the payment.

20 more elements

Dependencies are inferred from the claim text.

Facts

Application: 17/081,683Filed 27 Oct 2020 · us provisional application
Priority: 28 Oct 2019
Published: US 2021/0125270 A129 Apr 2021
Granted: 30 Jan 2024
Term ends: Not estimatedThe source records don’t support an estimate.

Classification9 codes

G06Q 30/0643
Utilising user interfaces specially adapted for shopping: graphically representing goods, e.g. 3D product representation
G06Q 20/102
Specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems: bill distribution or payments
G06Q 20/12
Payment architectures: specially adapted for electronic shopping systems
G06Q 20/20
Payment architectures: point-of-sale [POS] network systems