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US 11,887,105 B2Granted
Transaction token issuing authorities
AssigneePaypal, Inc.
InventorKevin Laracey
Life of this patent
Estimating the term…
Abstract
Systems, methods, apparatus, processes, computer program code and means for conducting transactions are described which allow a first party to a transaction to identify a second party to a transaction.
Claims20
A method, comprising:
- determining, by a customer device, a transaction between a customer associated with the customer device and a merchant associated with a merchant device;
- responsive to determining the transaction, sending, by the customer device and to a transaction management system, a request for a token for the transaction, the request comprising information indicating characteristics of the transaction;
- receiving the token from the transaction management system, the token comprising identification information that identifies access location for accessing functionality of the transaction management system;
- and
- responsive to receiving the token, displaying a quick-response (QR) code that encodes at least the identification information for scanning by the merchant device.
2 more elements
A customer device, comprising:
- a non-transitory memory storing instructions;
- and
- a processor configured to execute the instructions to cause the customer device to:
- determine an initiation of a transaction between a customer associated with the customer device and a merchant associated with a merchant device;
- in response to a determination of the initiation of the transaction, transmit, to a transaction management system, a token request for a token for the transaction, the token request comprising information pertaining to the transaction;
- receive the token from the transaction management system, the token comprising identification information that indicates a Uniform Resource Locator (URL) string or a Uniform Resource Identifier (URI) for accessing a functionality of the transaction management system;
- and
- responsive to receiving the token, display a quick-response (QR) code that indicates at least the identification information for scanning by the merchant device.
5 more elements
A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:
- determining an initiation of a transaction between a customer associated with a customer device and a merchant associated with a merchant device;
- in response to a determination of the initiation of the transaction, transmitting, to a transaction management system, a token request for a token for the transaction, the token request comprising information pertaining to the transaction;
- receiving the token from the transaction management system, the token comprising identification information that indicates a Uniform Resource Locator (URL) string or a Uniform Resource Identifier (URI) for accessing a functionality of the transaction management system;
- and
- responsive to receiving the token, displaying a quick-response (QR) code that comprises at least the identification information for scanning by the merchant device.
2 more elements
Dependencies are inferred from the claim text.