Computer-based systems configured to provide a portal for migrating one or more existing relationships from one entity to another entity and methods of use thereof

One or more non-transitory computer-readable media storing instructions that, when executed by at least one processor, cause the at least one processor to perform operations comprising:

• processing, by at least one first computer directly associated with a first entity via a portal, from a computing device associated with a user, user account access information received for at least one current user account so as to enable the at least one first computer to establish a direct electronic access to digital objects associated with the at least one current user account via at least one second computer associated with one or more second entities, the digital objects representing the at least one current user account and one or more existing electronic relationships associated with the at least one current user account within the at least one second computer;
• automatically establishing, by the at least one first computer directly associated with the first entity, a direct communication between the at least one first computer directly associated with the first entity and the at least one second computer associated with the one or more second entities to access to the digital objects based on the current user account access information and implemented via one or more inter-entity application programming interfaces (APIs) of the at least one second computer associated with the one or more second entities, the inter-entity APIs being configured for communication between the first entity and the one or more second entities;
• determining, by the at least one first computer directly associated with the first entity, from the digital objects at the at least one second computer, account information of the at least one current user account and the one or more existing relationships associated with the at least one current user account;
• generating, by the at least one first computer, a first UI, and providing the first UI, via a network, to the computing device associated with the user, the first UI being configured to allow the user to issue an automatic electronic account migration instruction of the at least one current user account and comprising one or more UI elements configured to allow the user to define one or more account-related migration parameters and/or select the one or more existing relationships that the user desires to be migrated with the at least one current user account;
• processing, by the at least one first computer directly associated with the first entity via the portal, from the computing device associated with the user, the automatic electronic account migration instruction to migrate the at least one current user account from the at least one second computer associated with one or more second entities;
• automatically generating, by the at least one first computer, a second UI, and providing the second UI to the computing device associated with the user, the second UI comprising one or both of:
• (i) information associated with one or more relationship types and/or the associated relationship information regarding the one or more existing relationships that the user wishes to migrate, or (ii) new account data of the at least one new user account and/or one or more new relationships at the at least one first computer;
• automatically determining by the at least one first computer, one or more new relationship terms of the one or more new relationships that the first entity offers to the user, wherein the one or more new relationships correspond to at least one migrating candidate;
• generating, by the at least one first computer, a third UI, and providing the third UI to the computing device associated with the user, wherein the third UI comprises:
• (i) a comparison view illustrating the at least one new relationship terms of the one or more new relationships compared against at least one existing relationship terms of the at least one migrating candidate relationship, and
• (ii) one or more third UI elements selection of which by the user confirms that the user authorizes relationship migration to proceed for selected ones of the at least one element representing the at least one migrating candidate relationship selected;
• automatically instructing, by the at least one first computer directly associated with the first entity, over the network, based on the automatic electronic account migration instruction, the at least one second computer to perform a transfer process, via an external network connection;
• automatically establishing, by the at least one first computer directly associated with the first entity, at least one electronic record of at least one new user account and one or more new relationships associated with that at least one new user account at the at least one first computer based on transferred content of the at least one current user account and the relationship data for the one or more existing relationships.

A system comprising:

• one or more computers associated with a first entity;
• and
• one or more non-transitory computer-readable media storing instructions that, when executed by at least one processor associated with or coupled to the one or more computers, cause the at least one processor to perform operations comprising:
• processing, by at least one first computer directly associated with a first entity via a portal, from a computing device associated with a user, user account access information received for at least one current user account so as to enable the at least one first computer to establish a direct electronic access to digital objects associated with the at least one current user account via at least one second computer associated with one or more second entities, the digital objects representing the at least one current user account and one or more existing electronic relationships associated with the at least one current user account within the at least one second computer;
• automatically establishing, by the at least one first computer directly associated with the first entity, a direct communication between the at least one first computer directly associated with the first entity and the at least one second computer associated with the one or more second entities to access to the digital objects based on the current user account access information and implemented via one or more inter-entity application programming interfaces (APIs) of the at least one second computer associated with the one or more second entities, the inter-entity APIs being configured for communication between the first entity and the one or more second entities;
• determining, by the at least one first computer directly associated with the first entity, from the digital objects at the at least one second computer, account information of the at least one current user account and the one or more existing relationships associated with the at least one current user account;
• generating, by the at least one first computer, a first UI, and providing the first UI, via a network, to the computing device associated with the user, the first UI being configured to allow the user to issue an automatic electronic account migration instruction of the at least one current user account and comprising one or more UI elements configured to allow the user to define one or more account-related migration parameters and/or select the one or more existing relationships that the user desires to be migrated with the at least one current user account;
• processing, by the at least one first computer directly associated with the first entity via the portal, from the computing device associated with the user, the automatic electronic account migration instruction to migrate the at least one current user account from the at least one second computer associated with one or more second entities;
• automatically generating, by the at least one first computer, a second UI, and providing the second UI to the computing device associated with the user, the second UI comprising one or both of:
• (i) information associated with one or more relationship types and/or the associated relationship information regarding the one or more existing relationships that the user wishes to migrate, or (ii) new account data of the at least one new user account and/or one or more new relationships at the at least one first computer;
• automatically determining by the at least one first computer, one or more new relationship terms of the one or more new relationships that the first entity offers to the user, wherein the one or more new relationships correspond to at least one migrating candidate;
• generating, by the at least one first computer, a third UI, and providing the third UI to the computing device associated with the user, wherein the third UI comprises one or both of:
• (i) a comparison view illustrating the at least one new relationship terms of the one or more new relationships compared against at least one existing relationship terms of the at least one migrating candidate relationship, and/or
• (ii) one or more third UI elements selection of which by the user confirms that the user authorizes relationship migration to proceed for selected ones of the at least one element representing the at least one migrating candidate relationship selected;
• automatically instructing, by the at least one first computer directly associated with the first entity, over the network, based on the automatic electronic account migration instruction, the at least one second computer to perform a transfer process, via an external network connection;
• automatically establishing, by the at least one first computer directly associated with the first entity, at least one electronic record of at least one new user account and one or more new relationships associated with that at least one new user account at the at least one first computer based on transferred content of the at least one current user account and the relationship data for the one or more existing relationships.