Money transfer by use of a payment proxy

A payment service system comprising:

• one or more processors configured by executable instructions to cause the payment service system to perform operations comprising:
• configuring, by the payment service system, a user account for a charity, wherein the configuring comprises verifying an authenticity of account information received from the charity;
• receiving, by the payment service system, a request to associate a proxy identifier with the user account of the charity, wherein the proxy identifier is individually distinguishable from other proxy identifiers associated with user accounts of other users, the proxy identifier having a syntax including a symbol and a string of one or more characters, wherein the symbol and the string are concatenated such that the symbol appears immediately before the string;
• responsive to the request, associating, by the payment service system, the proxy identifier with the user account of the charity;
• receiving, by the payment service system and via an application on a user device of a user, an input associated with the proxy identifier;
• detecting, by the payment service system and based at least on the syntax, the proxy identifier in content associated with the input;
• performing, by the payment service system, a lookup of a database to identify the user account of the charity based at least on association with the proxy identifier;
• and
• based at least on detecting the proxy identifier in the content associated with the input, causing, by the payment service system, information associated with the user account of the charity to be presented via a user interface presented by the application, wherein the user interface is configured to enable the user to donate funds from a financial account of the user to the user account of the charity.

A non-transitory computer readable medium storing instructions that, when executed by one or more processors of a payment service system, cause the payment service system to perform operations comprising:

• configuring, by the payment service system, a user account for a charity, wherein the configuring comprises verifying an authenticity of account information received from the charity;
• receiving, by the payment service system, a request to associate a proxy identifier with the user account of the charity, wherein the proxy identifier is individually distinguishable from other proxy identifiers associated with user accounts of other users, the proxy identifier having a syntax including a symbol and a string of one or more characters, wherein the symbol and the string are concatenated such that the symbol appears immediately before the string;
• responsive to the request, associating, by the payment service system, the proxy identifier with the user account of the charity;
• receiving, by the payment service system and via an application on a user device of a user, an input associated with the proxy identifier;
• detecting, by the payment service system and based at least on the syntax, the proxy identifier in content associated with the input;
• performing, by the payment service system, a lookup of a database to identify the user account of the charity based at least on association with the proxy identifier;
• and
• based at least on detecting the proxy identifier in the content associated with the input, causing, by the payment service system, information associated with the user account of the charity to be presented via a user interface presented by the application, wherein the user interface is configured to enable the user to donate funds from a financial account of the user to the user account of the charity.