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US 11,776,049 B2Granted
Multi-system distributed processing of payment and/or non-payment information
AssigneeCfph, LLC
InventorHoward W. Lutnick
Life of this patent
Estimating the term…
Abstract
Various systems and methods that may relate to referral and/or delivery services are described. Some embodiments may include communication using a payment processing device. Various other embodiments are described.
Claims20
An apparatus comprising:
- at least one processor configured to control:
- receiving, over a communication network from a remote device of a user, an indication of a plurality of physical goods that the user desires to be delivered multiple times in the future from a merchant that does not have a proprietary delivery service, the indication entered through a graphical user interface of a display of the remote device;
- receiving an indication of a payment method entered through the graphical user interface of the remote device that the user desires to use for each of the multiple times to pay for the plurality of physical goods;
- in response to receiving the indication of the plurality of physical goods and the indication of the payment method, establishing, by the remote device, a control in the graphical user interface actuatable by the user to place an order for delivery of the plurality of physical goods paid for using the payment method;
- receiving, by the remote device, a plurality of actuations of the control in the graphical user interface;
- in response to receiving an actuation of the plurality of actuations of the control in the graphical user interface from the user, determining a first bid from a first delivery service provider of a plurality of delivery service providers for providing a delivery service for the order based on a cost to the first delivery service provider to provide the delivery service, in which the first bid is based on a real time current location of a first remote mobile device of the first delivery service provider received over the communication network;
- in response to determining the first bid, transmitting, over the communication network, the first bid to the remote device;
- receiving an indication, based on the first bid, over the communication network from the remote device, that the first delivery service provider has been selected to deliver the plurality of physical goods from the merchant to the user;
- and
- in response to receiving the indication that the delivery service provider has been selected, facilitating the delivery of the plurality of physical goods from the merchant to the user and completing payment for the plurality of physical goods using the payment method without requesting additional input from the user other than the actuation,
- wherein, as part of facilitating the delivery of the plurality of physical goods from the merchant to the user, the at least one processor is further configured to control transmitting the information about the order and information about the first delivery service provider to a mobile payment processing device of the merchant, and
- wherein the mobile payment processing device of the merchant is configured to display one or more first menus to allow the merchant to enter payment and tip information related to sales occurring at a location of the merchant and one or more second menus displaying the information about the order and the information about the first delivery service provider.
9 more elements
A method comprising:
- controlling, by at least one processor:
- receiving, over a communication network from a remote device of a user, an indication of a plurality of physical goods that the user desires to be delivered multiple times in the future from a merchant that does not have a proprietary delivery service, the indication entered through a graphical user interface of a display of the remote device;
- receiving an indication of a payment method entered through the graphical user interface of the remote device that the user desires to use for each of the multiple times to pay for the plurality of physical goods;
- in response to receiving the indication of the plurality of physical goods and the indication of the payment method, establishing, by the remote device, a control in the graphical user interface actuatable by the user to place an order for delivery of the plurality of physical goods paid for using the payment method;
- receiving, by the remote device, a plurality of actuations of the control in the graphical user interface
- in response to receiving an actuation of the plurality of actuations of the control in the graphical user interface from the user, determining a first bid from a first delivery service provider of a plurality of delivery service providers for providing a delivery service for the order based on a cost to the first delivery service provider to provide the delivery service, in which the first bid is based on a real time current location of a first remote mobile device of the first delivery service provider received over the communication network;
- in response to determining the first bid, transmitting, over the communication network, the first bid to the remote device;
- receiving an indication, based on the first bid, over the communication network from the remote device, that the first delivery service provider has been selected to deliver the plurality of physical goods from the merchant to the user;
- and
- in response to receiving the indication that the delivery service provider has been selected, facilitating the delivery of the plurality of physical goods from the merchant to the user and completing payment for the plurality of physical goods using the payment method without requesting additional input from the user other than the actuation,
- wherein, as part of facilitating the delivery of the plurality of physical goods from the merchant to the user, the method further comprises transmitting the information about the order and information about the first delivery service provider to a mobile payment processing device of the merchant, and
- wherein the mobile payment processing device of the merchant is configured to display one or more first menus to allow the merchant to enter payment and tip information related to sales occurring at a location of the merchant and one or more second menus displaying the information about the order and the information about the first delivery service provider.
9 more elements
Dependencies are inferred from the claim text.