Systems and methods for managing merchandising card reminders

A system for triggering a merchandising card reminder, the system comprising:

• one or more memory devices storing instructions;
• and
• one or more processors configured to execute instructions to perform operations comprising:
• in response to detecting a user device associated with a user communicating with a wireless network of a merchant location, determining, by a financial service provider device, that a merchant confidence rating associated with the merchant location satisfies a threshold value, wherein determining that the merchant confidence rating associated with the merchant location satisfies the threshold value comprises determining whether a wireless network identifier of the wireless network of the merchant location matches a first wireless network identifier associated with the merchant location stored in a database, wherein the first wireless network identifier associated with the merchant location is ranked higher than one or more other wireless identifiers based on a signal strength with respect to the user device;
• in response to the merchant confidence rating satisfying the threshold value, identifying, by the financial service provider device, a merchandising card associated with the user and with the merchant, and sending, by the financial service provider device, to the user device associated with the user, instructions for displaying an image representing the merchandising card on the user device and a message indicating use of the merchandising card at the merchant location of the merchant;
• and
• transmitting merchandising card information associated with the merchandising card to a merchant device associated with the merchant in connection with the sending of the instructions for displaying the image representing the merchandising card and the message indicating the use of the merchandising card at the merchant location of the merchant.

One or more non-transitory computer-readable media comprising instructions that, when executed by one or more processors, cause operations comprising:

• detecting a user device of a user communicating with a wireless network of a merchant location of a merchant;
• in response to the detection of the user device communicating with the wireless network of the merchant location, determining, by a financial service provider device, that a merchant confidence rating associated with the merchant location satisfies a threshold value, wherein determining that the merchant confidence rating associated with the merchant location satisfies the threshold value comprises determining whether a wireless network identifier of the wireless network of the merchant location matches a first wireless network identifier associated with the merchant location stored in a database, wherein the first wireless network identifier associated with the merchant location is ranked higher than one or more other wireless identifiers based on a signal strength with respect to the user device;
• in response to the merchant confidence rating satisfying the threshold value, identifying, by the financial service provider device, a merchandising card associated with the user and with the merchant, and sending, by the financial service provider device, to the user device associated with the user, instructions for displaying an image representing the merchandising card on the user device and a message indicating use of the merchandising card at the merchant location of the merchant;
• and
• transmitting merchandising card information associated with the merchandising card to a merchant device associated with the merchant in connection with the sending of the instructions for displaying the image representing the merchandising card and the message indicating the use of the merchandising card at the merchant location of the merchant.