Linking payment to secure downloading of application data

A mobile terminal for requesting delivery of secure content of a requested service to a target entity via the mobile terminal, the mobile terminal comprising:

• a mobile terminal processor;
• and
• a wireless communication link connecting the mobile terminal processor to at least one network for direct communication with a communication node, the communication node established by a first processor on a first computer connected to the at least one network, the communication node configured by the first processor to, via the wireless communication link:
• establish a first communication link directly between the communication node of the first computer and the at least one network for direct communication with the mobile terminal;
• establish a second communication link directly between the communication node of the first computer and a service-provider node, the service-provider node established by a second processor on a second computer connected to the at least one network, the service-provider node configured by the second processor to provide secure content of the requested service by directly interacting with the communication node in a delivery phase;
• establish a third communication link directly between the communication node of the first computer and an authorization node, the authorization node established by a third processor on a third computer connected to the at least one network, the authorization node configured by a third processor to effect payments and confirm completion of payment by directly interacting with the communication node in a payment phase;
• wherein, after having completed a set-up phase and in parallel with the payment phase, the communication node is further configured by the first processor to initiate the delivery phase for forwarding the secure content of the requested service from the service-provider node directly to the communication node, and after having completed the payment phase, from the communication node to the target entity via the mobile terminal to complete the delivery phase;
• initiate, in response to user input identifying the requested service, the set-up phase wherein the communication node is further configured by the first processor to assign a transaction identifier in the service-provider node related to a payment to be received for the requested service, and to assign a cart identifier in the mobile terminal linking the requested service and the first mobile terminal to the payment to be provided for the requested service;
• effect the payment of the requested service through the payment phase via the authorization node;
• receive the secure content of the requested service directly from the service-provider node;
• and
• after completion of the payment phase and in the delivery phase, transfer the secure content to the target entity associated with the mobile terminal.

A method of delivering secure content of requested services to target entities, the method comprising:

• establishing a first communication link with a communication node, the communication node established by a first processor on a first computer, the first communication link connecting the first computer to at least one network;
• establishing a second communication link directly between the communication node of the first computer and a service-provider node, the service-provider node established by a second processor on a second computer connected to the at least one network, the service-provider node configured by the second processor to provide secure content of the requested services by directly interacting with the communication node in a delivery phase;
• establishing a third communication link directly between the communication node of the first computer and an authorization node, the authorization node established by a third processor on a third computer connected to the at least one network, the authorization node configured by the third processor to effect payments for the requested services and confirm completion of payment by directly interacting with the communication node in a payment phase, wherein, after having completed a set-up phase and in parallel with the payment phase, the communication node is configured by the first processor to initiate the delivery phase for forwarding of the secure content of the requested services from the service-provider node directly to the communication node, and after having completed the payment phase, from the communication node to the target entities;
• communicating, by the communication node, directly with a plurality of mobile terminals over the first communication link with respect to the requested services;
• delivering, by the communication node after completion of the set-up phase and the payment phase, the secure content of the requested services directly to the plurality of mobile terminals over the first communication link, the secure content to be forwarded to target entities associated to the plurality of mobile terminals;
• communicating, by the communication node, directly with the authorization node over the third communication link in relation to payments effected and confirmed for the requested services;
• receiving, by the communication node, directly at least one requested service from a user of a first mobile terminal of the plurality of mobile terminals over the first communication link;
• completing the set-up phase with respect to the at least one requested service received from the first mobile terminal;
• and
• in response to the payment phase associated with the at least one requested service, forwarding the secure content of at least one requested service from the service-provider node directly to the communication node, and after having completed the payment phase, from the communication node to a target entity associated with the first mobile terminal;
• the set-up phase comprising:
• identifying, by the first mobile terminal to the communication node, the at least one requested service;
• designating, by the communication node, the service-provider node to provide the at least one requested service to the first mobile terminal;
• assigning, by the communication node, a transaction identifier in the service-provider node related to a payment to be received for the at least one requested service;
• and
• assigning, by the communication node, a cart identifier in the first mobile terminal linking the at least one requested service and the first mobile terminal to the payment to be provided for the at least one requested service.

A non-transitory computer readable medium, having a program recorded thereon for delivering secure content of requested services to target entities, the program causing a first processor to execute the steps of:

• establishing a first communication link with a communication node, the communication node established by the first processor on a first computer connected to at least one network;
• establishing a second communication link directly between the communication node of the first computer and a service-provider node, the service-provider node established by a second processor on a second computer connected to the at least one network, the service-provider node configured by the second processor to provide the requested services by directly interacting with the communication node in a delivery phase;
• establishing a third communication link directly between the communication node of the first computer and an authorization node, the authorization node established by a third processor on a third computer connected to the at least one network, the authorization node configured by the third processor to effect payments and confirm completion of payment by directly interacting with the communication node in a payment phase, wherein, after having completed a set-up phase and in parallel with the payment phase, the communication node is configured by the first processor to initiate the delivery phase for forwarding of the secure content of the requested services from the service-provider node directly to the communication node, and after having completed the payment phase, from the communication node to the target entities;
• communicating, by the communication node, with a plurality of mobile terminals over the first communication link with respect to the requested services;
• delivering, by the communication node at completion of the delivery phase, the secure content of the requested services to the plurality of mobile terminals over the first communication link, the secure content to be forwarded to target entities associated with the plurality of mobile terminals;
• communicating, by the communication node, with the authorization node directly over the third communication link in relation to payments effected and confirmed for the requested services;
• receiving, by the communication node, directly over the first communication link at least one service request from a user of a first mobile terminal of the plurality of mobile terminals;
• completing, by the communication node, a first set-up phase with respect to the at least one service request;
• and
• in response to a completion of the payment phase associated with the at least one requested service, forwarding, by the communication node in the delivery phase, first secure content of at least one requested service received directly from the service-provider node by the communication node to a target entity associated with the first mobile terminal;
• the set-up phase comprising:
• identifying, by the first mobile terminal to the communication node, the at least one requested service;
• designating, by the communication node, the service-provider node to provide the at least one requested service to the first mobile terminal;
• assigning, by the communication node, a transaction identifier in the service-provider node related to a payment to be received for the at least one requested service;
• and
• assigning, by the communication node, a cart identifier in the first mobile terminal linking the at least one requested service and the first mobile terminal to the payment to be provided for the at least one requested service.